Formula Finance Calculator is a neutral finance calculator that applies predefined formulas to values you enter.\n\nPhase 1 calculators:\n- Bond theoretical price and cash-flow table\n- Mortgage payment schedules using equal-payment and equal-principal methods\n- Compound growth and monthly contribution calculations\n\nResult screens show numeric outputs, formulas, formula version, tables, charts, and a short disclaimer. The MVP stores calculation records and settings locally on your device.\n\nThis app does not provide investment advice, financial product recommendations, tax advice, legal advice, mortgage advice, loan brokerage, insurance advice, real estate purchase advice, or any other professional advice. It does not rank financial products, connect to financial institutions, or submit applications.\n\nBefore using values for actual decisions, verify the numbers independently and consult qualified professionals or relevant institutions as needed.