Fortuneo Banque & Bourse

Fortuneo

About this app

Fortuneo, the bank that will make you love numbers!

FORTUNEO BANK: ACCOUNT, BANK CARD, STOCK MARKET, LOAN, LIFE INSURANCE & PER (Retirement Savings Plan)

With Fortuneo, the online bank, manage your money with ease: bank account, savings, stock market, loan, life insurance, PER. All 100% mobile.

Voted “cheapest bank” in 2025¹ across numerous profiles (young people, executives, business owners, etc.).

✅ Free bank account, free bank card subject to conditions², no account maintenance fees
✅ Investment and savings products
✅ Loans accessible in just a few clicks (mortgage³ and personal loan in partnership with Younited⁴) at competitive rates
✅ 100% French customer service, available Monday to Saturday by phone, email, and chat.

YOUR ACCOUNTS & CARDS
■ Everything to help you manage your online bank account and budget: balance tracking and instant download of your bank account details (RIB).

■ Instant transfers⁵, setting up and managing your card (spending limit⁶, contactless payments, withdrawals, online payments, notifications, etc.), virtual cards⁷, reporting and tracking travel insurance claims, locating ATMs, setting up SMS alerts, and direct debit notifications.

■ Mobile payments⁸ (smartphones and watches) including Google Pay and Garmin Pay.

■ Wero for sending and receiving money instantly from your smartphone with just a phone number or email address.

YOUR TRADING & STOCK MARKET INVESTMENT PLATFORM
Trading made simple and with no hidden fees⁹ to manage your portfolio with ease.

■ Features and services include: placing and canceling orders, order books, intraday stock portfolios, stock market analysis, stock price notifications and execution alerts, creating lists to track your favorite stocks and ETFs, and distinguishing between cash and margin trading.

Investing in the stock market carries the risk of total or partial loss of invested capital.

Fortuneo does not provide investment advice.

YOUR LIFE INSURANCE
■ Manage your contracts to optimize your investment, make your voluntary contributions and transfers independently.

YOUR SAVINGS
■ Livret A, Livret +, LDDS… track your summary, pending transactions, and the history of movements and interest earned. Transfer funds between accounts.

■ Subscribe to a Retirement Savings Plan online or access your PER (Retirement Savings Plan) from your app.

YOUR 100% ONLINE MORTGAGE
■ Benefit from a competitive rate for your mortgage³, free online simulation, no application fees.

YOUR CONSUMER LOAN
■ Personal loan granted by our partner Younited⁴. 100% online process: immediate preliminary decision (upon receipt of the complete application). A loan is a commitment and must be repaid. Check your repayment capacity before committing.

With Fortuneo, you too will say “I love my bank.”

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Legal notices:
¹ Ranking published by Moneyvox on November 25, 2024, by a jury of banking professionals, valid for one year. Presentation of the complete ranking available here.

² Free card subject to conditions. 14-day withdrawal period.

⁴ Financing subject to final acceptance by Younited. Right of withdrawal of 14 calendar days from the date of signing the loan agreement.

⁷ Service reserved for customers holding a bank account linked to one of the bank cards listed in the applicable pricing conditions.

⁸ Within the limits of the bank card and subject to payment terminal compatibility.

2, 3, 4, 5, 6, 7, 8 and 9: Each product and service mentioned is subject to pricing and eligibility conditions, and remains subject to the agreement of the bank (and/or its partners). To view the complete legal notices: https://www.fortuneo.fr/

Ratings and reviews

If you have trouble accessing the application on your phone, confirm the verification email on your phone instead of your computer. I explained this problem to customer service 10 times over 6 months. They couldn't solve it. I couldnt use the application on my phone for the first 6 months. After confirmation of the mail from my phone, it worked well.

For some unknown reason, I am unable to reset my password digitally despite following all the instructions and entering the right code from the SMS I recently. It has been a week now, and I have no access to my bank account on internet or through the app on my smartphone. I tried to contact Fortuneo. There is no means to even send them an email or a chat. I called for more than 10 times over a week. I waited for 41 minutes with a vocal message saying that they will take my call but nothing happ

More than 3 months I have opened an account and Fortuneo cannot tell why the app never works. When you call them, they ask you to send an email and whem you email them, they ask you to call. I have another bank app on the same cellphone and it works perfectly. Dans cette étape "Association de votre mobile"... "pour ce faire, veuillez rentrer le code de sécurité que vous recevrez au numéro suivant" Lorsque je clique sur "continuer", voici ce qui apparait : "votre processus de sécurisation a éch

What’s new

Avec cette nouvelle version, nous vous prévenons si votre bénéficiaire ne correspond pas à l'IBAN indiqué !

Titulaire d'un PER ? Vous pouvez également faire vos versements directement depuis l'application.

Nous avons également corrigé plusieurs bugs.

Merci pour vos retours qui nous permettent d'améliorer la qualité de l'application.