Fortuneo - la banque en ligne

Fortuneo

About this app

Fortuneo, the bank that will make you love numbers!

FORTUNEO BANK: ACCOUNT, BANK CARD, STOCK MARKET, LOAN, LIFE INSURANCE & PER

You did well to choose Fortuneo! With Fortuneo, your online bank, manage your money with ease: bank account, savings, stock market, loan, life insurance, PER. All 100% mobile.

Voted "cheapest bank" in 2025¹ for many profiles (young people, executives, business owners, etc.).

✅ Free bank account, free bank card under certain conditions², zero account maintenance fees
✅ Investment and savings products
✅ Loans available in just a few clicks (mortgage³ and personal loan in partnership with Younited⁴) at competitive rates
✅ Customer service 100% in France, available Monday to Saturday by phone, email, or chat.

Your Fortuneo banking & stock market app to manage everything, simply:

YOUR ACCOUNTS & CARDS
■ Everything to help you manage your online bank account and budget: balance tracking and instant download of your RIB (Bank Identity Statement).
■ Instant transfers⁵, setting up and managing your card (limit⁶, contactless, withdrawals, online payments, notifications, etc.), virtual cards⁷, travel insurance claim reporting and tracking, ATM geolocation, SMS alert configuration, and direct debit notifications.
■ Mobile payments⁸ (smartphone and watch) including Google Pay & Garmin Pay.

YOUR STOCK MARKET TRADING & INVESTMENT PLATFORM
Trading made simple and with no hidden fees⁹ to manage your portfolio with ease. ■ Features and services include: placing or canceling orders, order books, intraday stock portfolio, stock market analyses, stock price notifications and execution notices, creating lists to track your favorite stocks and ETFs, and distinguishing between cash and SRD options.

Investing in the stock market carries a risk of total or partial loss of the invested capital.
Fortuneo does not provide investment advice.

YOUR LIFE INSURANCE
■ Manage your policies to optimize your investment, make your own voluntary contributions and arbitrages independently.

YOUR SAVINGS
■ Livret A, Livret +, LDDS… track your summary, current transactions, and history of transactions and interest earned. Make transfers between accounts.
■ Apply for a Retirement Savings Plan online or view your PER from your app.

YOUR 100% ONLINE MORTGAGE
■ Benefit from a competitive rate for your mortgage³, free online simulation, and zero application fees.

YOUR CONSUMER LOAN
■ Personal loan granted by our partner Younited⁴. 100% online procedures: immediate response in principle (upon receipt of the complete application). A loan is a commitment and must be repaid. Check your repayment capacity before committing.

With Fortuneo, you too can say "I love my bank."

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Legal Notices:
¹ Rankings published by Moneyvox on November 25, 2024, by a panel of banking professionals, valid for one year. The full rankings are available here.
² Free card subject to conditions. 14-day withdrawal period.
⁴ Financing subject to final acceptance by Younited. Right of withdrawal of 14 calendar days from the date of signing the loan agreement offer.
⁷ Service reserved for customers holding a bank account linked to one of the bank cards listed in the current pricing conditions.
⁸ Within the limits of the bank card and subject to payment terminal compatibility.

2, 3, 4, 5, 6, 7, 8 and 9: Each product and service mentioned is subject to pricing and eligibility conditions and remains subject to the agreement of the bank (and/or its partners). To view the full legal notices: https://www.fortuneo.fr/

Ratings and reviews

If you have trouble accessing the application on your phone, confirm the verification email on your phone instead of your computer. I explained this problem to customer service 10 times over 6 months. They couldn't solve it. I couldnt use the application on my phone for the first 6 months. After confirmation of the mail from my phone, it worked well.

For some unknown reason, I am unable to reset my password digitally despite following all the instructions and entering the right code from the SMS I recently. It has been a week now, and I have no access to my bank account on internet or through the app on my smartphone. I tried to contact Fortuneo. There is no means to even send them an email or a chat. I called for more than 10 times over a week. I waited for 41 minutes with a vocal message saying that they will take my call but nothing happ

More than 3 months I have opened an account and Fortuneo cannot tell why the app never works. When you call them, they ask you to send an email and whem you email them, they ask you to call. I have another bank app on the same cellphone and it works perfectly. Dans cette étape "Association de votre mobile"... "pour ce faire, veuillez rentrer le code de sécurité que vous recevrez au numéro suivant" Lorsque je clique sur "continuer", voici ce qui apparait : "votre processus de sécurisation a éch

What’s new

Avec cette nouvelle version, nous avons ajouté un nouveau service personnalisé de simulation d'économie sur l'assurance emprunteur.
Réalisez des économies en changeant d'assurance emprunteur, c'est simple et rapide.

Merci pour vos retours qui nous permettent d'améliorer la qualité de l'application.