FinanceKaart:Business Loan App

Financekaart

About this app

Download the FinanceKaart: Business Loan App & Grow Your Business to New Heights

100% Free, Safe & Secure, Made in India with❤️

Financekaart is India's leading AI - driven Credit-led Neo Bank & financial matchmaking platform to provide access, choice & control of financial services to the Un/ Under- served Small Business Owners/MSMEs.
FinanceKaart offers tailor-made/customized financial products and services to small business owners.

Small business owners often face difficulties in obtaining loans from traditional banks due to stringent eligibility criteria and lengthy approval processes. FinanceKaart recognizes this and aims to bridge the financing gap for small businesses.

FinanceKaart Partners with Multiple RBI-registered NBFC, Banks and other lenders on its platform, offering unsecured business loans to MSMEs.
We have facilated to 10,000+ MSME through access to fromal credit in multiple cities across various industries.

Why take FinanceKaart Unsecured Business Loan?

•Apply from anywhere: 100% Online process
•Easy process: dedicated relationship manager
•Attractive lending rates: APR ranging from 18% - 36.3%
•Flexible business loan tenure: from 3 to 36 months
•Fast disbursals
•Flexible repayment terms
•Minimal documentation
•No hidden charges
•Customised loans: For retailers, traders, restaurants, online sellers & more
•One Application, Multiple offers: Get offers from multiple lenders
✔ No collateral & credit card required
✔ 100% unsecured loan
✔ RBI-registered NBFC with 100% digital approval.

Who might be eligible for a business loan?
1. Businesses with >12 months operations
2. Promoter age > 21 years old
3. Businesses with turnover > INR 4 lakhs
4. Business with GST registration

An Example of a Term loan:
•Loan Sanction Amount: ₹100,000/- at an interest rate of 30% p.a
•Loan Tenure: 12 Months
•Processing Fees (Including GST @18%): ₹3,540
•Disbursement Amount: ₹100,000 (Loan Amount) - ₹3,540 (Processing Fees)
= ₹96,460
•Total Interest Payable: ₹16,984.55
•Total repayable Amount (Loan Amount + Interest): ₹1,16,984.55
•Monthly Instalment Amount (Loan Amount + Interest / No of EMI’s):
₹9,748.71
•Total Cost of the Loan: Interest Amount + Processing Fees = Rs. 16,984.55 +
Rs. 3,540 = Rs. 20,524.55
•Annualised Percent Rate (APR): 37.20%

>We are not directly engaged in money lending activities and are only providing a platform to facilitate money-lending by registered Non-Banking Financial Companies (“NBFCs”) or banks to users.

• The list of the partner Non-Banking Financial Companies (“NBFCs”) are:

- Arthmate Financing India Private Limited
https://www.arthmate.com/helpTopic

- Lendingkart Finance Limited (Formerly Known As Aadri Infin Limited)
https://www.lendingkart.com/dsachannelpartner-xlr8/

- Fairassets Technologies India Pvt Ltd (Faircent.com)

- FINTELLIGENCE DATA SCIENCE PVT LTD (RupeeCircle.com)


• In case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable. Depending on the lender, prepayment options may or may not be available & applicable charges for the same may vary.


Additional App Features:

•One view to see all loan details and download statement
•Simple payment options
•Auto Loan top-up offers & request for additional loan
•Raise support tickets for loan-related queries

*Insurance*
• Secure your car, bike, life, health, shop.
• No medicals. Instant Policy.

*Bill Payments*
• Pay electricity bill, water bill, Landline bills, Broadband, Insurance, School Fees, Fastag, etc.
• Get reminders, pay using UPI.

*Khata*
• Free Digital Khata to manage your customers, suppliers & orders
• Manage udhaari of your customers using Digital bahi khata
• Collect payments from customers by sending UPI payment links

Note: Before disbursement, FinanceKaart does not charge processing fees.

Call/WhatsApp at [phone]
Email at [e-mail]
Visit : https://www.financekaart.com/