Finoral

Frejaluck

Contains adsIn-app purchases

About this app

Finoral is the privacy-first money tracker for people who want real control of their finances — without handing their data to a bank, a third party, or an ad network.

Track every expense and income source locally on your device. Set saving goals that actually stick. Get AI-powered insights that explain *why* your money moves the way it does. All in one beautifully simple app, available in 24 languages.

━━━ WHY FINORAL ━━━

• YOUR DATA STAYS WITH YOU. Every transaction is stored on your device. We don't sell it, share it, or send it anywhere unless you explicitly turn on cloud backup.

• AI THAT READS BETWEEN THE NUMBERS. Powered by Google Gemini, Finoral surfaces spending patterns, irregular expenses, and personalised recommendations that generic budget apps miss.

• GOAL-DRIVEN BY DESIGN. Set a target, track progress automatically, and get a clear path to the finish line — whether it's an emergency fund, a trip, or a new device.

━━━ KEY FEATURES ━━━

• Cashflow Home — see surplus or deficit for the current month at a glance, with daily entries one tap away.

• Saving Goals — set goals with deadlines, track progress, and let Finoral suggest a realistic monthly contribution.

• AI Financial Analysis — deep monthly review of your spending habits, generated on demand by Google Gemini.

• AI Goal Simulation — ask "can I afford this?" and get a forecast based on your real cashflow history.

• Daily Recap — a clean end-of-day summary so you always know where the money went.

• Billing Reminders — recurring bills surface in your device calendar so you never miss a payment.

• Categories & Sources — fully customisable. Build a system that matches how you actually think about money.

• Multi-Currency — supports every major currency, perfect for travellers and expats.

• Insight Feed — curated financial news for your country, refreshed daily.

• Achievements — small wins, small celebrations. Build the habit.

• Backup & Restore — optional encrypted backup to your own Google Drive. You stay in control.

• 24 Languages — English, Indonesian, Spanish, French, German, Portuguese, Italian, Dutch, Polish, Swedish, Finnish, Russian, Turkish, Arabic, Hindi, Bengali, Urdu, Thai, Vietnamese, Malay, Korean, Japanese, Chinese, and more.

━━━ FINORAL PREMIUM ━━━

The core money-tracking experience is free. Finoral Premium unlocks:

• Unlimited AI Financial Analyses & Goal Simulations
• Unlimited saving goals
• Ad-free experience
• Priority cloud backup
• Advanced insight reports

Subscriptions auto-renew until cancelled. Cancel anytime from your Google Play account. Prices and base plans appear in the app's Premium screen and follow your country's pricing.

━━━ PRIVACY & SECURITY ━━━

• Local-first storage — your transactions never leave your device unless you opt in to cloud backup.
• No selling of personal data — ever.
• Optional sign-in with Google, Facebook, or Apple — used only to sync your account, never for tracking.
• Account deletion is available both in the app (Settings → Account → Delete) and on the web at frejaluck.com/delete-account.

Full Privacy Policy: frejaluck.com/privacy-policy-2/
Terms of Service: frejaluck.com/terms-of-service/

━━━ WHO IT'S FOR ━━━

Finoral was built for people who:
• Want to stop guessing where their money goes
• Don't want a banking app reading every transaction
• Are saving toward something specific
• Like AI that's actually useful, not a gimmick
• Travel, freelance, or live across multiple currencies

Download Finoral today, set your first goal in under two minutes, and put your money back on track.

What’s new

Money, finally under control.

Finoral tracks your spending, drives your savings goals, and uses AI to reveal where your money really goes — all 100% offline and private. Plus bill reminders so you never pay late again.

Early build: expect a few rough edges. Your feedback shapes Finoral — thank you for testing!