PUMB Online

ПУМБ

About this app

PUMB Online is a simple and advantageous mobile bank.

Download the application right now, go through identification via the Diia application or BankID and get access to a wide range of financial services, such as: bank cards, money transfers, online credit, payment in installments, cashback and much more.

With PUMB Online, managing your finances has become as convenient as possible, and opening and maintaining a card at 0% commission makes it even more advantageous.

Why is it beneficial to use PUMB Online?

Save daily

0% opening and maintenance of the card (VseKARTA debit card and vseMOZHU credit card)
0% for replenishing the card in any way (through the cash register, self-service terminals, by link, QR code, from another card; a fee of another bank is possible)
0% on transfers to cards of other banks in hryvnia (with vseKARTA) by card number or phone number
0% payment of utilities and mobile top-up
0% for receiving international transfers by WesternUnion, PrivatMoney, Ria, MoneyGram
cashback of up to 20% in 3 categories from the Bank
Accumulate and multiply

open deposits up to 15% so that the money is returned and always with interest
collect money not in the bank but in MoneyBox – and get 5% per annum on the balance
Buy foreign currency online

buy dollars and euros in the application up to 50,000 UAH per month
open a Foreign currency deposit of up to 200,000 UAH per month
convert zloty to dollar/euro, dollar/euro to zloty
order foreign currency in cash
Use credit funds

credit card up to 200,000 UAH without overpayments for up to 62 days
credit up to 5,000 UAH without fee for three months
cash loan at 2.99% per month
Pay in installments and make purchases in installments

0 fee for payment in installments for goods up to 24 months, without down payment
transfer any purchase with a debit or credit card in installments
Receive payments from the state according to the programs

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And more

create convenient templates and automatic payments
pay fines for traffic violations
pay for any other services (Internet, TV, etc. or by IBAN details)
add a card to Google Pay/Apple Pay
Download the application!

The maximum amount of the cashback reward is 500 UAH. Taxes and fees are withheld - 19.5%. Cashback refers to the accrual of cashback as part of the «Тепер Ваш мобільний кешбек із ПУМБ» Promo, provided that the appropriate category is selected in the PUMB Online mobile application. The offer is valid from September 01.09.2023 to October 31.10.2023. Details at pumb.ua

The interest rate for the Profitable deposit in hryvnia, taking into account the loyalty program, is up to 15% per annum. The indicated interest rate before taxation on the Profitable deposit with a term of 93 to 548 days. The currency of the deposit is UAH. The deposit amount is from 500 UAH. The deposit term is 30, 93, 184, 274, 367, and 548 days.

Credit card. The maximum loan amount is up to 200,000 UAH. The actual annual interest rate is up to 42.36%. The maximum term of the loan is up to 12 months with automatic extension for the same term.

Money in installments. The maximum loan amount is up to 100,000 UAH. The maximum loan term is up to 24 months. The actual annual interest rate is from 0.1% to 81.94%. On the condition of issuing a loan – up to 5,000 UAH for a period of 3 months, there is no fee, and only one active product is possible under such conditions.

Splachujte chastynamy. The maximum loan amount is 100,000 UAH. The loan term is from 2 months up to 24 months. The actual annual interest rate is from 0.00001% to 18.94%. There is no down payment and zero fee for the term from the store.

JSC "FUIB". The state registration of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated 06.10.2011.

Ratings and reviews

App always have different issues, but core features are working fine. For now I can't turn off "transfer via phone" setting. I never even turned it on! I don't want other people to know my phone number. Second issue with notifications, there are lots of spam notifications from the app I don't want to see. I want to use only notifications about account and card transactions, and I only left them in the settings, but I still receive a lot of spam.

Good and stylish app. I like the simplycity and unique features. There are some functions or options, or even tasks that distinguishes from another Bank apps. 10/10.

I'm with PUMB for more than six years, actively using their web service, but the app doesn't work for me - simply cannot log me in. Neither calls to the hotline, nor emails to the app's support can help. It is very frustrating and it will probably make me close all my accounts at this bank, because more and more functions are available for the customer through this app only. 28.10.20 update: after my review the problem was fixed. Thanks to the support team. Will monitor the situation and update my review after I get used to the app.

What's new

Add the new Loans widget to the Home screen and easily keep track of open loans, installments, and Splachuite chastynamy.

Make monthly payments on loans, installments, and Splachuite chastynamy using Google Pay.

View the details of every deposit transaction in the Transactions history.

Check the remaining monthly balance for currency exchange on the convenient calculator.



Update PUMB Online and take advantage of new opportunities today!