Fynlo - Smart Finance Tracker

Contains adsIn-app purchases
Content rating
Everyone
10+
Downloads
Content rating
Everyone
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Screenshot image
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About this app

Fynlo is a personal finance app built for people living and working across multiple currencies — particularly UAE residents managing AED, INR, and other currencies side by side.

All your financial data stays on your device. Nothing is uploaded or sold.

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TRANSACTIONS
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- Add income, expenses and transfers in seconds
- Search, filter by type, and browse by month or year
- Attach receipt photos — scanned automatically using your camera
- Swipe to delete, tap to edit

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ACCOUNTS & NET WORTH
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- Track bank accounts, cash, savings, investments, mutual funds, fixed deposits, loans, credit cards and money you've lent
- Multi-currency — AED, INR, USD and more
- Live exchange rates updated automatically
- True net worth calculated across all accounts and currencies in one number

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BUDGETS
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- Set monthly spending limits by category
- See exactly how much you've spent vs your budget in real time
- Unbudgeted categories flagged automatically

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SAVINGS GOALS
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- Create goals with a target amount and deadline
- Top up or withdraw any time
- Visual progress tracking

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RECURRING & EMIs
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- Set up recurring transactions (daily, weekly, monthly, yearly)
- Track active loans and EMIs — see paid months, remaining months and total principal
- Close EMIs early when fully paid

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CHARTS & INSIGHTS
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- Spending breakdown by category
- Income vs expense trends by week, month, year or custom range
- Financial health score based on your actual habits
- AI finance assistant — ask questions about budgeting, saving and spending

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SPECIAL FEATURES
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- Ramadan tracker — set budgets for Zakat, Eid gifts, Iftar and charity. Zakat calculated automatically
- Split bills — create groups, add expenses, track who owes what
- Bill reminders — get notified 2 days before payment due dates
- Import bank CSV statements
- Backup and restore your data
- Biometric lock

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EXPORT (Premium)
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- Export to Excel (.xlsx) and CSV
- Backup and restore full data

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PREMIUM
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- Free: up to 10 accounts, core features
- Premium: unlimited accounts, data export, AI assistant
- Monthly plan: AED 3.99
- Annual plan: AED 29.99 (save 37%)
- 7-day free trial, cancel any time

Works fully offline. No ads for premium users.
Updated on
Jun 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

What’s new

Export and Import Error fixed
Content rating
Everyone
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App support

About the developer
Pramodkumar Radhakrishnan Nair Radhakrishnan Nair
pramodfynlo@gmail.com
Al Amiri Building, Mowaihat 3 105 عجمان United Arab Emirates