SBI Card: Credit Card Payment

SBI Cards and Payment Services Limited

About this app

SBI Card Mobile App is a one-stop solution to manage your credit card on the go! Trusted by over 10 million+ SBI Credit Cardholders, the app provides easy and secure access to your SBI Credit Card Account. It allows you to manage your finances efficiently. You can pay card bill, track spends and rewards, and avail 100+ servicing features.

Get started with SBI Credit Card App to enjoy a seamless experience:
• Register / signup with your SBI Credit Card details on our Mobile App in just a few simple steps.
• Stay protected with secured login and Mobile Number verification. Login through password, 4-digit MPIN or biometric details.
Ease of Account Management on SBI Credit Card app:
• Credit Card Statement: View or download your monthly credit card statement and check transaction history, unbilled transactions, and payment history in just a few clicks.
• Credit Card Payment: Pay your monthly credit card bill (Total Amount Due or Minimum Amount Due) using host of payment options such debit card, internet banking or UPI.
• Pay in EMI: You can convert your recent transactions into flexible EMIs.
• Track Usage: Check your card usage with Spend Analyzer.
• View Card: No need to carry your physical SBI Credit card everywhere when you can view your card details on our App. Access your credit card details like card number and date through OTP authentication.
• Manage your SBI Credit Card: Change / reset your credit card PIN, check disputed transactions or raise your card block or reissue request in a few simple steps in case of physical damage, lost or stolen card.
Manage your card transaction usage:
• Set your transaction preference for Domestic & International usage
• Set limits for Online, Contactless, ATM and POS transactions for Domestic & International card usage.
• Manage UPI transactions and set usage limit
• Manage your profile by updating your address, E-mail ID, or Mobile Number
• Set transaction limits for payments using Tokenized services like SBI Card Pay, Samsung Pay, etc.

Pay with ease using SBI Credit Card app
• Use ‘Scan to Pay’ feature to make payment at any Bharat QR-enabled merchant
• Apply for an Add-on Card to share your card benefits with family
• Shop and Save on E-Store: Pay your utility bills such as electricity, insurance premiums, mobile recharges. Shop for Instant Vouchers of top brands, complete your travel bookings, buy personalized gifts, flowers and cakes and so much more.
• Transfer your outstanding balance from a non-SBI Credit Card to your SBI Credit Card. Simply enter your amount and repayment option, choose from the shown offers and enter your card details and pay back in lumpsum or easy credit card EMIs
• Raise a request for Credit Limit Increase in a few simple steps.

Want to apply for your new SBI Credit Card?
Explore from a wide range of Credit Cards available as per your need and get instant approval. You can avail benefits such as free airport lounge access (domestic/international), welcome bonus, rewards, vouchers and so much more. Apply through our mobile app and get instant approval with minimal documentation.

Ratings and reviews

Pathetic Card. It is so embarrassing that the payments get declined most of the time. SBI never confirms if the payment is done by you. They just decline it and block the card. what's the point of paying heavy annual fees and no rewards. I was also not able to redeem my free flight ticket. It's all showoff. Please think before buying the card. They never send an intimation that your card is due for renewal in a month let us know if you want to continue.

The customer care facility is very poor while trying to clear the doubts on the amount due. The chargeable number doesn't even have an option to connect to a representative. The card's total outstanding amount is not updated in the app and even without giving the option of auto debit, my account has been debited multiple times. There is a relatively high sum amount due that is showing which is not correct as I have paid all my monthly dues, but still the total outstanding keeps on increasing.

Unable to move ahead of sending sms stage. A perfect example of how sticky an onboarding should not be. And such a humongous reliance on otps. They purposely want users to look for alternatives. Web interface is also complicated. It is designed by a 60 year old for their own understanding. They've never heard of benchmarking. Sad UX overall.... Give an alternative for Sim verification via sms. Start using OTP less technology. You guys are forcing me to switch to HDFC and the likes...

What’s new

Designs of key features have been refreshed for improved ease of usage:
- View & update your contact details (E-mail ID, Mobile No., Residence & Office Address)
- Complete your periodic KYC Renewal, when due
- View your Add-on Card details and manage credit limits
Quick shortcuts have been added for features such as Manage Card Pin and Transaction Settings (Long press on the app icon)