GenzPay

Akshat Credit Co operative Society Limited

About this app

GENZPAY is a secure digital platform designed exclusively for registered members of Akshat Credit Cooperative Society Limited. The application enables members to conveniently access their financial information, view loan account details, monitor repayments, and manage their cooperative society services anytime and anywhere.

The app provides a simple, transparent, and paperless way for members to stay connected with their cooperative society and manage their financial records securely.

This application is intended only for registered members of the cooperative society and does not provide public lending services.

Key Features
Member Account Access

Members can securely log in to view their membership details, profile information, and account status.

Loan Account Information

Members can view details of loans approved by the cooperative society, including loan amount, outstanding balance, repayment schedule, and maturity date.

Repayment Tracking

Track your loan repayments, upcoming EMI schedules, and repayment history directly from the app.

Transaction History

Members can access their transaction records and digital account statements anytime.

Secure Access

The application uses secure authentication methods to protect member accounts and personal data.

Paperless Financial Management

Members can manage their financial records digitally without needing to visit the society office frequently.

Loan Disclosure Information

Loans available through the cooperative society are provided only to registered members and are subject to membership eligibility and approval according to the cooperative society’s policies.

Loan terms available through the society may include:

Loan Amount: ₹5,000 – ₹2,00,000
Loan Tenure: 90 days – 365 days
Interest Rate (APR): 12% – 24% annually
Processing Fee: Up to 2% of the loan amount

Example Loan Calculation

Loan Amount: ₹10,000
Loan Tenure: 120 days
Interest (approx.): ₹800
Processing Fee: ₹200

Total Repayment Amount: ₹11,000

Actual loan terms may vary depending on member eligibility, society policies, and approval processes.

Lender Information

Loan services available through this application are provided by:

Akshat Credit Cooperative Society Limited
Registered under the Cooperative Societies Act.

Registered Office:
[Add Your Full Office Address Here]

This mobile application is developed to provide digital access for registered members to manage their cooperative society accounts and view loan information.

Information We Collect

To provide services to registered members, the application may collect the following information:

• Name
• Mobile number
• Member ID
• Loan account information
• Transaction history

This information is used only to provide financial services to members of the cooperative society and to maintain accurate account records.

The application does not access personal contacts, photos, or unrelated personal data without user consent.

Privacy and Data Protection

We respect member privacy and ensure that personal information is handled securely and in accordance with applicable data protection practices.

Members can review our Privacy Policy on our official website.

Privacy Policy:
https://www.genzpay.co.in/privacy-policy

Important Information

This application is intended solely for registered members of Akshat Credit Cooperative Society Limited.

The application does not provide public lending services. Loan services are available only to members of the cooperative society in accordance with the society's regulations and membership policies.

Contact Us

If you have any questions regarding your membership, loan accounts, or cooperative society services, please contact us:

Akshat Credit Cooperative Society Limited

Customer Support Email:
[e-mail]

Website:
https://www.accsl.co.in/