North teaches teens and young adults real money habits — no bank account needed.
Most people get paid, spend it, and wonder where it went. North fixes that by giving every dollar a job before you spend it.
Every paycheck is automatically split into four buckets: Spend, Save, Invest, and Goals. You'll always know exactly what's safe to spend — and what's working toward
your future.
HOW IT WORKS
1. Log a paycheck (takes seconds)
2. North splits it into your buckets automatically
3. Move your money, check it off, and build the habit
FEATURES
- Safe-to-Spend number — always know what you can use guilt-free
- Auto-split paychecks into Spend, Save, Invest, and Goals
- Goals with progress tracking — car, college, trips, anything
- On-pace projections so you can see where you'll be by year end
- Roth IRA tracker to help max out contributions
- Streaks and achievements that make saving feel like a game
- Choose a money personality (Spender, Saver, Balanced, Goal Getter) or set custom percentages
FOR FAMILIES
- Parents can link to their teen's account for guidance — not control
- Set budget percentages, view progress, and send encouragement
- Co-parent support for blended and separated families
- No bank linking required — privacy-first by design
FOR SOLO USERS
- Full independence — manage your own budget and subscription
- All the same features, completely self-directed
BUILT FOR THE NEXT GENERATION
North is designed to feel simple, fast, and motivating — so you actually stick with it every payday. The habits you build now become the instincts you rely on for life.
Start simple. Build consistency. Watch your savings grow.
North is a budgeting tool and does not provide financial, investment, or tax advice.