North: Future Finance

Giller LLC

In-app purchases

About this app

North teaches teens and young adults real money habits. And now it can connect to your bank and run itself.

Most people get paid, spend it, and wonder where it went. North fixes that by giving every dollar a job before you spend it. Every paycheck is split into four buckets (Spend, Save, Invest, and Goals) so you always know exactly what's safe to spend, and what's working toward your future.

HOW IT WORKS
1. Log a paycheck (takes seconds), or link your bank and North catches it for you
2. North splits it into your buckets automatically
3. Move your money, check it off, and build the habit

LINK YOUR BANK AND NORTH RUNS ITSELF (PREMIUM)
Connect your checking and savings, and North does the busywork:
- Paycheck detection: North spots your paycheck the moment it lands. One tap and it's split
- Auto-tracked spending: every purchase logs itself, no manual entry
- Live Safe to Spend: always accurate, to the dollar
- Subscription finder: catches recurring charges you forgot you're paying
- Bills on autopilot: bills check themselves off as they get paid

Bank linking is completely optional. North works fully manual, privacy-first by design.

FEATURES
- Safe-to-Spend number so you always know what you can use guilt-free
- Auto-split paychecks into Spend, Save, Invest, and Goals
- Goals with progress tracking and a trophy case: car, college, trips, anything
- On-pace projections so you can see where you'll be by year end
- Home Screen and Lock Screen widgets with your Safe to Spend at a glance
- Roth IRA tracker to help max out contributions
- Streaks, achievements, and payday celebrations that make saving feel like a game
- Choose a money personality (Spender, Saver, Balanced, Goal Getter) or set custom percentages
- Light and dark mode

FOR FAMILIES
- Parents can link to their teen's account for guidance, not control
- Set budget percentages, view progress, and send encouragement
- Co-parent support for blended and separated families
- No bank linking required, privacy-first by design

FOR SOLO USERS
- Full independence: manage your own budget and subscription
- All the same features, completely self-directed

BUILT FOR THE NEXT GENERATION
North is designed to feel simple, fast, and motivating, so you actually stick with it every payday. The habits you build now become the instincts you rely on for life.

Start simple. Build consistency. Watch your savings grow.

North is a budgeting tool and does not provide financial, investment, or tax advice.

SUBSCRIPTION PLANS
- Solo: $4.99/month or $55.00/year
- Family: $9.99/month or $79.99/year
- 30-day free trial included with eligible plans
- Payment is charged to your Apple ID at confirmation of purchase
- Subscription automatically renews unless canceled at least 24 hours before the end of the current period
- Manage or cancel anytime in Settings > Apple ID > Subscriptions

Terms of Use: https://www.northfuturefinance.com/terms
Privacy Policy: https://www.northfuturefinance.com/privacy

What’s new

North 3.2 - North now works passively
• Passive mode: North watches your spending and updates your Safe to Spend automatically — no manual logging required.
• Rollover: choose what happens to leftover money at the end of each period — roll it forward, save it, or start fresh.
• Log checks and past transactions the app spots for you, with a single tap.