Score Kannadi: Credit Score

Girish E

About this app

See your real credit score for free, and keep it private.

Every Indian gets one free full credit report a year from each of the four credit bureaus: CIBIL, Experian, Equifax and CRIF High Mark. Score Kannadi shows you where to get each one, then reads the report PDF on your phone: your score, report date and account summary, on a clear 300–900 gauge.

• Free report guide with the official bureau links and safety tips
• Opens password-protected report PDFs, read entirely on your phone
• Score history across bureaus, and a reminder when your next free report is due
• Score simulator: see what could lift your score, like paying down a card
• Learn: what moves your score, common myths, and how to fix a mistake
• Dispute letter writer: pick what is wrong and send a ready letter to the bureau by e-mail
• Reminders when each free report is due, and for your EMI due dates
• English, ಕನ್ನಡ, हिन्दी, தமிழ், తెలుగు, മലയാളം, मराठी, বাংলা and ગુજરાતી (follows your phone's language), light and dark themes, optional fingerprint / face lock

Private by design: no sign-up, no PAN, no servers holding your data, no ads, no analytics. The PDF is never uploaded; only the score, date and account counts are saved, encrypted, on your phone. Delete everything any time.

Score Kannadi is not linked to any credit bureau or lender. Scores come from your own reports; the simulator gives an estimate only.

What’s new

First release: read your free CIBIL, Experian, Equifax and CRIF reports on your phone and see your score on a clear gauge. Plan with the score simulator, write dispute letters and get reminders when your free reports and EMIs are due. In 9 Indian languages. Private: nothing leaves your phone.