Money Track: Offline & Secure

EnoVally

About this app

Your money. Your device. No cloud required.

Money Track is a private, offline personal finance tracker for people who want full control over their financial data.

You do not need to connect your personal finance records to the internet, create a cloud account, or synchronize your financial history with an online service.

Your finance data stays on your device in an encrypted local database and is protected by your app password.

Need a backup? Money Track creates an encrypted backup file that you control and can store wherever you choose.

Track your expenses, income, accounts, budgets and investments without putting your financial history in the cloud.

Private by Design

Money Track is designed around local ownership of your financial records.

No cloud account required

No internet connection required for personal finance tracking

No financial data synchronization

Encrypted local database

App password protection

Encrypted backup files

You control where your backup is stored

Track Income & Expenses

Record your everyday financial activity quickly and clearly.

Add income and expense transactions

Organize spending with categories

Track cash, bank, wallet and other accounts

Record transfers between accounts

Review monthly income, expenses and net cash flow

Filter transactions by date and other relevant details

Plan Monthly Budgets

Set monthly financial targets and compare your plans with actual activity.

Plan expected income

Set spending targets

Compare planned and actual amounts

Review remaining monthly money

Keep previous and future monthly plans separate

Manage Accounts

Keep your money organized across the places where you actually hold it.

Track balances for accounts such as:

Cash

Bank accounts

Mobile wallets

Cards

Other personal money accounts

Account balances are derived from your recorded financial activity, helping you keep an auditable history of money movement.

Track Investments

Money Track also supports investment tracking for users who want more than a basic expense tracker.

Track investments such as:

Fixed-term investments

Profit-sharing investments

Gold

Shares

ETFs

Mutual funds

Crypto assets

Other open-ended holdings

Record invested capital, expected returns, received profit, principal repayments, fees and settlement history.

Money Track keeps investment profit and returned principal separate so ordinary income totals are not inflated by principal repayments.

Investment Return Tracking

Track individual investment return events instead of storing only one final profit value.

This makes it possible to record:

Profit payouts

Principal repayments

Mixed principal and profit settlements

Partial settlements

Recurring or quarterly returns

Investment renewals

Reinvestments

Reports & Financial Insights

Review useful financial summaries covering areas such as:

Income

Expenses

Net cash flow

Category spending

Account activity

Budget performance

Investment exposure

Investment returns

Multi-Currency Ready

Money Track is designed for users who work with different currencies.

Financial records preserve their original currency so different currencies are not incorrectly combined.

Where currency conversion is available, converted values can remain traceable to the original amount and currency.

Simple First, Advanced When Needed

Start with the essentials:

Accounts

Categories

Income

Expenses

Basic summaries

More advanced capabilities such as investments, budgets, reports, exports and backup can remain optional so the app stays useful without becoming unnecessarily complicated.

What’s new

* Track income, expenses, budgets, accounts and investments in one place.