Upwards : Quick Personal Loan

Lendingkart Technologies Private Limited

About this app

💰 Upwards is India’s quickest personal loan provider for salaried individuals looking for short-term loans between Rs.25,000 - Rs.5,00,000. 💰

We provide hassle-free personal loans to all job profiles like software engineers, accountants, retail store employees, nurses and more with monthly salary >= Rs.20,000.

💰 Key Points:
- Interest Rates (APR, Minimum to Maximum): 16% to 36% per annum
- Maximum APR: 36%
- Repayment Period (Minimum to Maximum): 6 to 36 months
- Processing Fee: 2-4% of loan amount

Sample APR calculation: For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months your one time processing fee (@2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-. The net amount credited to you will be Rs 98,000 (post processing fee deduction) and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12 EMIs), leading to an APR of 24%

- We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy.
- We provide full disclosure about our usage of any customer data and permissions at various points in our app (Sample app user journey -> https://bit.ly/2O770Or, privacy policy -> https://upwards.in/policy)

📝 Prominent Disclosures:
Our Lender:
- Lendingkart Finance Limited (NBFC link https://www.lendingkart.com/partner-with-us/)


🎯 Why Upwards - Quick Personal Loans?
✔️ Quick approvals
✔️ No Paperwork. Everything on mobile app.
✔️ Only PAN, Bank Statement & Salary slip are required.
✔️ Quick loan disbursal in 1 Day
✔️ Minimum interest rate

🔐 Security & Protection of Privacy:
- Protection of your privacy and your data security is a top priority at Upwards. Our technology complies with mandated security standards & robust protocols which have been tested & certified.
- Detailed privacy policy here https://upwards.in/policy

👍 Eligibility:
- Salaried employee > Rs.20000/ month
- Age above 21 years and below 50 years

🏠 Personal Loan Available In Cities:
- Mumbai, Pune
- Delhi, Gurgaon, Noida
- Bengaluru
- Chennai, Coimbatore, Tirupur
- Hyderabad, Secunderabad
- Ahmedabad
- Jaipur, Indore
- 100+ more cities

🤝Upwards Quick Personal Loans are for:
- Home construction & renovation
- Family functions & weddings
- Self-improvement
- Medical emergencies
- Travel
- Two-wheeler purchase
- Electronic Purchases
- Multiple loan repayment

📲 How does Upwards work?
- Download and login
- Fill in your loan requirements and employment details
- Upload your KYC Docs, AADHAAR, PAN and photograph
- Approval will be communicated within 1-2 hours
- After that, we will process the loan agreement and you will get loan amount

✔️ Loan Approval Criteria:
- Income-to-Expense ratio
- Demographics (like Age)
- Professional experience (like employer & total work-ex)
- CIBIL Score > 625
- Purpose of your loan

❌Your loan will be rejected if:
- You provide false information about your income
- Apply for an amount which you cannot afford
- Past EMI payment (Credit) history is not up to the mark.

📻News and featured article on Upwards loan:
- Livemint: http://bit.ly/2Ndh6Mj
- Inc42: http://bit.ly/2NKgtcD
- ET Tech: http://bit.ly/2MohrGJ
- ET Rise: http://bit.ly/2CUyfpi
- VC Circle: http://bit.ly/2OlAof4
- Deal Street Asia: http://bit.ly/2Ndvy78

Ratings and reviews

It's more than 1 week i applied for loan everything is done kyc even physical verification from office...still its showing amount will be disbursed shortly..and no representative is contacting now and not getting reply of any mails and right now i am trying to contact your support team from phone number and on your emails every thing is not working..cant able to contact you guys from anywhere

I paid my last emi 3 days before the due date. but still the app is showing pending emi. also I have not received the noc or no dues certificate. Even customer care is not responding.

My loan application is showing as in process since last 5 days and I have not received any update till now.