Quick Instant Loan At Low EMI

Upwards - Lendingkart Finance Limited

About this app

💰 Upwards is India’s quickest personal loan provider for salaried individuals looking for short-term loans between Rs.25,000 - Rs.5,00,000. 💰

We provide hassle-free personal loans to all job profiles like software engineers, accountants, retail store employees, nurses and more with monthly salary >= Rs.20,000.

💰 Key Points:
- Interest Rates (APR, Minimum to Maximum): 16% to 36% per annum
- Maximum APR: 36%
- Repayment Period (Minimum to Maximum): 6 to 36 months
- Processing Fee: 2-4% of loan amount

Sample APR calculation: For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months your one time processing fee (@2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-. The net amount credited to you will be Rs 98,000 (post processing fee deduction) and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12 EMIs), leading to an APR of 24%

- We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy.
- We provide full disclosure about our usage of any customer data and permissions at various points in our app (Sample app user journey -> https://bit.ly/2O770Or, privacy policy -> https://upwards.in/privacy_policy)

📝 Prominent Disclosures:
Our Lender:
- Lendingkart Finance Limited (NBFC link https://www.lendingkart.com/partner-with-us/)


🎯 Why Upwards - Quick Personal Loans?
✔️ Quick approvals
✔️ No Paperwork. Everything on mobile app.
✔️ Only PAN, Bank Statement & Salary slip are required.
✔️ Quick loan disbursal in 1 Day
✔️ Minimum interest rate

🔐 Security & Protection of Privacy:
- Protection of your privacy and your data security is a top priority at Upwards. Our technology complies with mandated security standards & robust protocols which have been tested & certified.
- Detailed privacy policy here https://upwards.in/policy

👍 Eligibility:
- Salaried employee > Rs.20000/ month
- Age above 21 years and below 50 years

🏠 Personal Loan Available In Cities:
- Mumbai, Pune
- Delhi, Gurgaon, Noida
- Bengaluru
- Chennai, Coimbatore, Tirupur
- Hyderabad, Secunderabad
- Ahmedabad
- Jaipur, Indore
- 100+ more cities

🤝Upwards Quick Personal Loans are for:
- Home construction & renovation
- Family functions & weddings
- Self-improvement
- Medical emergencies
- Travel
- Two-wheeler purchase
- Electronic Purchases
- Multiple loan repayment

📲 How does Upwards work?
- Download and login
- Fill in your loan requirements and employment details
- Upload your KYC Docs, AADHAAR, PAN and photograph
- Approval will be communicated within 1-2 hours
- After that, we will process the loan agreement and you will get loan amount

✔️ Loan Approval Criteria:
- Income-to-Expense ratio
- Demographics (like Age)
- Professional experience (like employer & total work-ex)
- CIBIL Score > 625
- Purpose of your loan

❌Your loan will be rejected if:
- You provide false information about your income
- Apply for an amount which you cannot afford
- Past EMI payment (Credit) history is not up to the mark.

📻News and featured article on Upwards loan:
- Livemint: http://bit.ly/2Ndh6Mj
- Inc42: http://bit.ly/2NKgtcD
- ET Tech: http://bit.ly/2MohrGJ
- ET Rise: http://bit.ly/2CUyfpi
- VC Circle: http://bit.ly/2OlAof4
- Deal Street Asia: http://bit.ly/2Ndvy78

Ratings and reviews

App must show the remaining amount of loan to be paid , add it, learn from other apps like 'fibe' etc. They have fantastic app, you just need to copy their features. Currently app is having just basic features. Which are not enough for users.

Worst application, there is no option to pay emi, you need to wait for NACH process, and even after maintaining sufficient balance, they add penalty charges and don't debit the Emi, instead take 2 3 times bounce charges, each bounce cost 590 and every month around 2000 extra is debited and later they debit the EMI amount, I have complained 100 times to customer care, no response, poor service, also they don't have their customer care number, we need to mail, and you don't get a reply for weeks

I paid settlement amount but in app still it is showing active, how many days you want to update app , worst app no response nothing , simply these people are cheating customer , these app people are hacking the phone number they are calling to that number, This is FRAUD APP , i paid settlement amount nearly 3 months ago but in app still showing active, such worst ALL CUSTOMER I REQUEST be careful from this app

What’s new

Revamped Customer Journey: We've made the customer journey more interactive and seamless, enhancing the overall experience.

New Marketplace Feature: Introducing the Marketplace! Now, you can access loans from multiple lending partners directly within our app, providing you with more options and flexibility.