💰 Upwards is India’s quickest personal loan provider for salaried individuals looking for short-term loans between Rs.20,000 - Rs.2,50,000. 💰
We provide hassle-free personal loans to all job profiles like teachers, software engineers, accountants, retail store employees, nurses and more who draw a minimum monthly salary of Rs.15,000.
💰 Key Points:
- Interest Rates (ROI, Min to Max): 18% to 32% per annum
- Repayment Period (Min to Max): 6 to 24 months
- Processing Fee: 2% of loan amount
- Sample calculation: For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months your one time processing fee (@2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-. The net amount credited to you will be Rs 98,000 (post processing fee deduction) and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12 EMIs), leading to an APR of 24%
- Note: We do not provide any pay-day loans or loans with less than 60 day repayment period.
🎯 Why Upwards - Quick Personal Loans?
✔️ Quick approvals on personal loans
✔️ Loans amount from Rs 20,000 - Rs 2,50,000
✔️ Loan tenure ranges from 6 months - 2 years
✔️ No collateral required
✔️ Online EMI Calculator: Calculate EMI based on your loan amount, interest rate and loan tenure
✔️ Minimal Paperwork. Everything from the mobile app.
✔️ PAN, Bank Statement and Salary Slips are the only documents required.
✔️ Quick loan disbursal. Unlike banks, we disburse loans within 1 - 2 Days
✔️ Minimum foreclosure and prepayment charges
✔️ In-App Chat Support
🔐 Security & Protection of Privacy:
- Protection of your privacy and your data security is a top priority at Upwards. Our technology complies with mandated security standards and robust protocols which have been tested and certified.
- Salaried employee with a minimum salary of Rs.15,000 per month
- Age above 21 years and below 50 years
🏠 Personal Loan Available In Cities:
- Mumbai, Pune
- Delhi, Gurgaon, Noida
- Chennai, Coimbatore, Tirupur
- Hyderabad, Secunderabad, Ranga Reddy
- Jaipur, Indore
- 30+ more cities
🤝Upwards Quick Personal Loans are for:
- Home construction and renovation
- Family functions & weddings
- Self-improvisation (Skill-training course fee financing, job-related purchases etc.)
- Medical emergencies
- Two-wheeler purchase
- Electronic Purchases
- Multiple loan consolidation
📲 How does Upwards work?
- Download and login
- Fill in your loan requirements and employment details
- Upload your KYC Docs, AADHAAR, PAN and photograph
- Approval will be communicated within 48 hours of document submission
- After that, we will process the loan agreement and you will get loan amount
- That's it! You need to pay your EMIs on the due dates once the loan is disbursed.
✔️ Loan Approval Criteria:
- Income-to-Expense ratio
- Demographics (Age, Marital status, Education etc.)
- Professional experience (tenure with the employer, job stability, total work-ex etc.)
- CIBIL Score should be above 625
- Purpose of your loan and its authenticity
❌Your loan will be rejected if:
- You provide false information about your income and obligations
- Apply for an amount which you cannot afford and comfortably repay
- Mismatch of information provided by you on our app and during tele-verification
- Past EMI payment (Credit) history is not up to the mark.
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📩 Please do reach out to us on email@example.com for any other information.
We at Upwards are committed to serving you and will always strive to maintain the trust that you have placed in us! 😃