Griota Boda Loans

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About this app

Griota provides unsecured loans to Bike Taxi Riders across Africa.

The loans are paid in small daily instalments.

Bike-taxis are the common man’s most convenient mode of transport as they can reach areas where other modes of transport cannot reach, and are not greatly affected by the traffic jam which is the bane of every driver’s existence.
In addition, the riders earn daily income (in cash), and are neglected by most traditional lenders since they often don’t have any security to offer or any records for reference. Many of these riders have resorted to loan sharks for emergency financing because their money comes in daily and it is hard to have a lumpsum for expenses like school fees for children or emergencies like medical bills and traffic fines. When a bike-taxi rider encounters a challenge requiring more than USD 15 their only option is to borrow.
This insight is informed by experience from one of our co-founders who owned a bike-taxi and actively run it as a transport business for almost 2 years. In that time, the rider frequently requested for advances, especially when children were going back to school, or he had medical emergencies. This history gave us the confidence that the bike-taxi riders urgently need safe and hustle free credit services that they can repay daily as they work and make money.
There is no doubt that whether it is the “Okada / Zemidjan” of West Africa or the Boda Boda / Piki Piki of East Africa, the bike-taxi riders are one of the most popular modes of transportation in Africa and they have not yet found a way to formalize their business enough to qualify for traditional financing.
Updated on
Sep 15, 2023

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No data shared with third parties
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This app may collect these data types
Location, Personal info, and Financial info
Data is encrypted in transit
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What's new

USSD payments on App now enabled.

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