Spendwise: Expense Tracker

Spendwise: Expense Tracker Labs

Contains ads

About this app

Spendwise is a fast, offline expense tracker for Android. Log income and expenses in seconds, set a monthly budget, and see exactly where your spending went — no account required.

Your data stays on your phone. No sign-up, no cloud sync, nothing to import — open the app and start tracking.

LOG SPENDING IN SECONDS
• Amount, type, category, date and note
• Quick add from the dashboard
• Confirmation after every save, showing what was recorded

RECEIPTS AND ATTACHMENTS
• Attach one photo or PDF to any expense
• Photos are resized for you; replace or remove them any time
• Share a photo from another app straight into Spendwise
• Nothing is uploaded — attachments stay on your phone, and a backup carries them

KNOW WHERE YOUR SPENDING GOES
• This month's spending against your budget, on one panel
• Income, net balance, and the bills still to log
• A category breakdown of the month
• Recent activity by day, each with its net
• Search history by category, person or note

GROUPS FOR SHARED COSTS
• A trip, household or shared flat — each gets its own ledger
• Its own people, categories, transactions, budget and notes
• Group balances stay separate from your personal ledger
• One expense, split between the group's people

REPORTS AND EXPORTS
• Browse any month or year, back to your first record
• Expense trend, spending by category, budget position
• Export a report as PDF or spreadsheet

A BUDGET THAT ACTUALLY HELPS
• One monthly budget, changeable any time
• Live progress with safe, warning and over-budget states
• Recurring categories for bills — monthly, weekly or yearly
• Every group can carry its own budget

KEEP TRACK OF WHO OWES WHAT
• An IOU ledger for what you lend or borrow
• A running balance for each person, updated as you settle
• Split an expense and record their share
• Optional reminders when a balance is outstanding
• One combined feed for spending and IOUs

NOTES AND CHECKLISTS
• Write notes or checklists alongside your spending
• Colour-code, archive and edit them any time
• Pin up to four notes to your Dashboard
• A fresh install starts with a welcome note and a checklist

MAKE IT YOURS
• Light, dark, or follow your phone
• Five accent colours — or match your phone's own
• 35 app languages, including right-to-left Arabic and Persian
• Any ISO currency, changeable any time — formatting only, amounts are never converted

BUILT FOR PRIVACY AND RELIABILITY
• Everything is stored in an on-device database
• Works fully offline, anywhere
• No account, no in-app purchases, no advertising ID
• One non-personalized ad on the save screen keeps Spendwise free
• Where the law requires it, you choose first whether an ad shows
• Anonymous usage analytics, switchable off in Settings
• Optional app lock with your device PIN or biometrics
• Back up and restore on a new device

GUIDES AND FREE TOOLS
• Offline tracker — https://spendwise.download/offline-expense-tracker
• No sign-up — https://spendwise.download/expense-tracker-without-signup
• Private tracker — https://spendwise.download/private-expense-tracker
• Split with friends — https://spendwise.download/split-expenses-with-friends
• Spendwise vs Spendee — https://spendwise.download/expense-tracker-vs-spendee
• Spendwise vs spreadsheet — https://spendwise.download/expense-tracker-vs-spreadsheet
• 50/30/20 calculator — https://spendwise.download/50-30-20-budget-calculator
• Split bill calculator — https://spendwise.download/split-bill-calculator
• Subscription cost — https://spendwise.download/subscription-cost-calculator

YOUR DATA, YOUR CHOICE
Spendwise keeps no account and no server copy of your records. Backup & Restore exports everything to a file you control, and a daily reminder can nudge the logging habit along.

Spendwise is a personal record-keeping tool. Everything is typed in by you: it imports nothing, transfers nothing, and advises on nothing.

Support: [e-mail]
YouTube: https://www.youtube.com/@getspendwise

What’s new

Minor bug fixes and performance improvements