Dinero is an investment platform with a single agenda - make personal finance simple, easy and jargon-free for the Indian Genz and Millennials by providing easier investment options and inculcating healthier money management practices and building wealth.
Offerings
Dinero Investment Plan – A one-of-a-kind investment plan to help you build your ₹1Crore, a.k.a. DIP. The DIP is a simple, flexible, pocket friendly and recession-proof investment plan designed to build long term wealth.
What you get from the DIP:
- Structured plan with where and when to invest
- Start with as low as ₹100
- Customizable investment amount
- Digital Gold as rewards on investments
- No Lock-in period
How does the DIP work?
The DIP is an SIP (systematic investment plan) built on the power of compounding. Simply put, your money earns more money while you sleep. The plan has a pre-determined set of funds in which a customer invests in. For each investment made, you are rewarded with Dinero Dibs.
For consistent investments you get rewards in the form of Digital Gold and Dibs. Use Dibs to win 1 gram (~₹5000) 24k 99.99% Digital Gold by playing the in-app games.
The DIP is pocket friendly - you can start with as low as ₹100. You can also customize every instalment amount, per your convenience.
The DIP invests in a diversified baskets of Funds (ETFs) which allow you to invest in only the best companies of India.
We understand that this is a long commitment. You can withdraw your money anytime with ZERO exit charges/penalties. You can invest with a target of less than ₹ 1Cr through this plan.
What are the funds invested in the DIP?
The DIP invests in a type of funds called the Exchange Traded Funds (ETFs) for building your ₹ 1Crore.
What are Exchange Traded Funds?
Exchange Traded Funds is a basket of assets such as stocks or bonds. ETFs are traded on stock exchanges at the net value of assets held in the basket.
ETFs have the best features of two assets classes, MF and stocks
- Like MFs, they are a diversified basket of assets making them less risky
- like stocks, can be traded on the stock market.
What are the rewards?
Dinero rewards its users for making consistent investments with Digital Gold and Dinero Dibs.
Digital Gold – Users earn 24k 99.9% Digital Gold as reward and bonus rewards upon consistently investing as per the DIP.
Dinero Dibs - Dibs are tokens issued by Dinero which can be used within the app to play the in-app game, Slottery, and win upto 1gram (~₹5000) 24k Digital Gold every day!
- Win 1gram (~₹5000) 24k Digital Gold on hitting the 7-7-7 jackpot every week!
- Win up to 1gram (~₹5000) 24k Digital Gold for different combination every day!
The Digital Gold is purchased from MMTC-PAMP, India’s most trusted Digital Gold provider. Digital gold is allocated as physical gold under your direct ownership and stored within insured bank-grade vaults located on MMTC-PAMP’s secure premises.
Our partners: 5paisa (leading discount broker), MMTC-PAMP (digital gold provider)