Kuber - Smart Money Tracker

Gautam Rajeev Singh

About this app

Take control of your financial life with Kuber — the all-in-one personal finance app built for India. Auto-import bank transactions from SMS, manage budgets, track loans and investments, and stay completely private. Everything works offline. Nothing leaves your phone.

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📱 AUTO-IMPORT TRANSACTIONS FROM BANK SMS (CORE FEATURE)
Stop typing transactions one by one. Kuber reads bank transaction SMS messages already on your phone, detects every debit and credit, and lets you review and import them in seconds.

- Works with all major Indian banks: HDFC, SBI, ICICI, Axis, Kotak, Yes, IDFC, IndusInd, Federal, RBL, AU, and 15+ more
- UPI sender support: PhonePe, GPay, Paytm transactions detected and parsed
- Smart parsing extracts amount, merchant, date, and account from each SMS
- Learns your accounts: after 3 imports from the same sender, the account auto-fills
- One-tap review: confirm parsed details and add to your tracker
- Batch import: select multiple SMS messages and import them together
- 100% on-device parsing. OTPs and personal messages are never read or stored

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💳 ALL-IN-ONE WALLET MANAGEMENT
- Multiple Account Types: Bank accounts, Cash, Credit Cards, all in one place
- Credit Card Tracking: Set credit limits and track spending against your limit
- Dynamic UI: Intelligent labels adapt to your account type

💸 EFFORTLESS MANUAL TRANSACTION ENTRY
- Quick Add: Log expenses or income in seconds with a streamlined interface
- Smart Suggestions: Kuber learns your patterns and suggests names and categories
- Transfers: Easily record money moving between accounts
- Built-in Calculator: Handle math directly within the amount input

📊 BUDGETS & GOALS
- Category Budgets: Set monthly limits for Dining, Travel, Groceries and more
- Visual Progress: Real-time progress bars show exactly how much is left
- Over-Budget Alerts: Instant feedback when you exceed planned spending

🔄 RECURRING TRANSACTIONS
- Schedule rent, salary, subscriptions, EMIs automatically
- Flexible Frequencies: Daily, Weekly, Monthly repetitions
- Pause and Resume: Stop automation anytime
- Rule History: See every automated transaction recorded

🏷️ SMART ORGANIZATION
- Beautiful Categories with custom icons and vibrant colors
- Multi-Tagging: Add tags like #trip, #work, #personal for filtering
- Persistent Notes: Add extra details to any entry

📈 INSIGHTS & EXPORTS
- Detailed Analytics: Visualize spending with intuitive charts
- CSV Export: Take your data anywhere
- Advanced History: Powerful search and filter tools

🤝 LENT & BORROW
- Track who owes you and what you owe
- Real-Time Balance: See remaining amounts and settlement progress
- Partial Payments: Add payments or mark entries settled in one tap

🏦 LOANS
- Track Home, Personal, and Vehicle loans in one place
- EMI Management: Monitor upcoming payments and outstanding balance
- Payment Tracking: Log EMIs and extra payments effortlessly

📈 INVESTMENTS
- Track SIPs, Stocks, Crypto, Gold and more
- Invested vs Current Value with gain/loss insights
- SIP Automation: Recurring investments via existing rules

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🔒 THE KUBER PRIVACY PROMISE
Your financial data is yours alone.
- 100% Local: All data stored only on your device
- No Cloud, No Tracking: We never collect, sell, or see your information
- Offline First: Works perfectly without internet
- SMS is read-only and never transmitted anywhere

✨ PREMIUM EXPERIENCE
- Modern design with smooth micro-animations and haptic feedback
- Dark Mode and Light Mode
- 9+ regional languages

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Kuber is built for people who want full control over their finances without compromising privacy.

Download Kuber today and start your journey toward financial clarity.

What’s new

Optimized initial load times for home tab and analytics tab