EMI Calculator: Loan, SIP, FD

GrTech

About this app

🏆 Rated 4.8★ by Indians across India, UAE, USA, UK, Canada & worldwide

The most complete EMI & finance calculator for Indians — at home and across the world. Calculate home loan EMI, SIP returns, FD maturity, GST, PPF and more in seconds. Works 100% offline. No internet needed. No login required.

🏦 EMI & LOAN CALCULATOR
- Home loan EMI with full amortization schedule
- Car loan & personal loan EMI calculator
- Education loan planner
- Compare multiple loans side by side

🚀 SMART LOAN PLANNER
- Prepayment calculator — see exactly how much interest you save
- Step-up EMI planner for rising income
- Repayment schedule — pay off your loan faster
- Full amortization breakdown month by month

📈 SIP CALCULATOR
• Monthly SIP return calculator
• Total invested vs total profit breakdown
• Long-term wealth growth estimation

💰 FD & RD CALCULATOR
• Fixed deposit maturity with compound interest
• NRI FD calculator — plan your India FD from abroad
• Recurring deposit monthly savings planner

🧾 GST CALCULATOR
• GST inclusive & exclusive calculation
• All slabs: 5%, 12%, 18%, 28%
• Ideal for business owners, freelancers & traders

🏛 PPF CALCULATOR
• 15-year PPF maturity & yearly breakdown
• Long-term tax-saving investment planning

💱 CURRENCY CONVERTER
• Convert AED, USD, GBP, SGD, AUD ↔ INR instantly
• Perfect for NRIs sending money home to India
• Remittance & forex planning made simple

🧮 DISCOUNT CALCULATOR
• Instant discount & final price calculation

🌍 FOR INDIANS EVERYWHERE — UAE, USA, UK, CANADA, SINGAPORE, AUSTRALIA
Planning a home loan for property in India?
Tracking your India FD, PPF or SIP from Dubai or New York?
Converting AED / USD / GBP to INR for family remittance?
This app does it all — works offline, no login, no signup.

🇮🇳 हिंदी में भी उपलब्ध
होम लोन EMI कैलकुलेटर | SIP रिटर्न | FD मैच्योरिटी | GST कैलकुलेटर
PPF कैलकुलेटर | करेंसी कन्वर्टर | लोन तुलना
बिना इंटरनेट के काम करता है — Tier 2, Tier 3 शहरों के लिए परफेक्ट

💎 WHY 1,000+ INDIANS CHOSE THIS APP
✔ All calculators in one app — no switching between apps
✔ Works fully offline — no Wi-Fi or mobile data needed
✔ No login or signup — open and calculate instantly
✔ Lightweight & fast on all Android phones
✔ Accurate results for India's financial products
✔ Free app — supported by ads
✔ Made for Indians — in India and across the world

📲 Download free. Calculate smarter. Plan better.

What’s new

We’ve made your experience even better!

• 🆕 New History feature to revisit and reuse calculations instantly
• ➕ Two new powerful financial calculators added
• ⚡ Faster results with improved accuracy
• ✨ Enhanced UI for a smoother experience
• 🛠️ Minor bug fixes and stability upgrades