GoldSilver is a simple and efficient EUR account that you can open from your phone in minutes — with VISA cards issued only when you need them, unlimited SEPA transfers, and everything managed from a single app.
Two programs, one app:
FOR INDIVIDUALS
• Your own EUR IBAN, with no monthly fees
• One virtual VISA card included, physical card available upon request
• Unlimited incoming and outgoing SEPA transfers
• Apple Pay and Google Pay coming soon
• Account opening in minutes with automated identity verification — no paperwork, no branch required
FOR BUSINESSES — FROM €29.90/MONTH
• One account and one EUR IBAN in your company name
• Virtual and physical VISA cards for each employee or subscription, each with its own spending limit
• Batch SEPA transfers and single payroll processing
• Automated KYB — register, beneficial owners, and directors retrieved and verified for you, without email exchanges
CARDS, AT YOUR OWN PACE
Nothing is issued by default. Create a virtual card in seconds for a one-off payment, order a physical card when you really need one, and manage both from the app: spending limits, instant blocking, 3-D Secure, and PIN.
DESIGNED FOR EUROPE
Payment accounts and cards are issued by Orenda FS B.V., an electronic money institution authorized and supervised by De Nederlandsche Bank (DNB), with services passported throughout the European Economic Area. Every session uses strong authentication, and every card payment is protected by 3-D Secure.
Whether you're managing your personal or business finances, GoldSilver offers an account that opens in minutes and a card that only appears when you request it.
GoldSilver grows with your ambitions.
The simple and effective account.