Gwiza: Master Your Money

Gwiza

About this app

Gwiza brings all your money into one place — and gives you the systems to build real financial discipline and grow what you keep. In Rwandan francs, in English or French.

EVERYTHING IN ONE PLACE
See it all at once. Income, spending, budgets, savings, goals, debts, money you've lent, and investments — one home screen shows what's safe to spend today, your net worth, and how close you are to your goals. Add income and expenses by hand, or let Gwiza read your Mobile Money SMS on your phone and turn each one into a transaction you just confirm. Raw messages never leave your device.

SYSTEMS THAT BUILD DISCIPLINE
Build the habit, not just the record. Budget from your real commitments — savings, goals, loans, school fees, investments — and plan next month before it begins. Gwiza keeps an emergency fund and pay-yourself-first at the foundation, warns you before you cross a limit, and confirms when your salary lands. Monthly statements — income, spending, and a full balance sheet — keep you honest.

GROW YOUR MONEY
Put your money to work. Explore verified Rwandan investments — treasury bills, bonds, unit trusts, SACCO and RSE-listed shares — with live market rates, and simulate returns before you commit a franc. A 12-month projection shows where your savings, investments, debt, and net worth are heading. And Ask Gwiza, the built-in advisor, answers questions about your own numbers in plain language.

YOURS, AND PROTECTED
Optional two-factor sign-in, every balance hideable, one-tap account deletion. Your financial data is yours.

Gwiza — all your money in one place, and the discipline to grow it.

What’s new

Welcome to Gwiza — master your money.

• See all your money in one place, in Rwandan francs
• Track spending automatically from your MoMo and bank SMS
• Budget around your payday, not the calendar
• Manage debts, savings goals and money you've lent
• Learn about saving and investment options in Rwanda
• Available in English and French

Your data stays yours — protected with sign-in and optional two-factor authentication.