Habstack

Habstack

About this app

Habstack is a privacy-first stealth savings app for Indians who want to save quietly, hit goals consistently, and stay motivated — without broadcasting their finances to anyone, not even their family.

SAVE QUIETLY WITH STEALTH AMOUNTS
Save toward goals without showing the exact rupee amount on your home screen. Streaks, progress bars, and milestones replace numbers — perfect for sharing your phone with family or partners while keeping your financial goals private.

BUILD DAILY SAVINGS STREAKS
Get a small daily nudge to save. Mark each day complete with one tap. Visual streak indicators reward consistency without judging missed days — streak repair spreads any missed amount across upcoming days, so falling behind never kills your motivation.

SAVE TOGETHER WITH JOINT GOALS (FAMILY PLAN)
Invite a partner — spouse, parent, sibling, or friend — to share a savings goal. Both of you contribute toward the same target and see each other's progress in real time. Each person's money stays in their own bank account; Habstack only tracks contributions, never holds or moves money.

CHOOSE HOW YOU SAVE
• UPI-friendly amounts — daily contributions sized to fit GPay, PhonePe, or Paytm comfortably
• Liquid mutual funds — optionally deep-link to a SEBI-registered broker (Groww, INDmoney, MFCentral, Upstox) to park savings in a tax-friendly liquid fund. Habstack never invests or holds your money; all transactions happen inside the broker's app.

PRIVACY-FIRST BY DESIGN
• Stealth mode hides amounts from your home screen and notification previews
• Account deletion in one tap, full DPDP Act 2023 §10 right-to-erasure support
• Anonymous mode lets you try every feature without sharing your email or any identifier
• No ads, no data sales, no behavioural tracking of individual users
• Sign in with Google or email magic link — no phone number required
• Sentry crash diagnostics stored in EU region only

MADE IN INDIA FOR INDIAN SAVING HABITS
• ₹ amounts with Indian numbering (lakhs, crores)
• Hindi and Marathi locales alongside English
• No location, contacts, SMS, or camera permissions required
• Built and supported by an independent Indian developer

SUBSCRIPTION & PRICING
Habstack is free to use indefinitely. The optional Family plan (₹99/month) unlocks joint goals with a partner, multi-device sync, and full account control. Subscription payments are processed by Razorpay, an RBI-regulated payment service provider. Cancel anytime — subscriptions don't auto-renew.

IMPORTANT
Habstack is a personal savings habit tracker, not a financial advisor. It does not hold your funds, broker investments, recommend specific securities, or provide financial advice. All financial actions take place inside third-party apps you launch from Habstack.

For privacy policy, terms, refund policy, and account deletion instructions, visit habstack.in—questions or feedback: [e-mail].

Save quietly. Save together. Save consistently.

What’s new

Habstack v1.0.79

Fixes
• Settings screen no longer overlaps the phone status bar.
• Android 16 compatibility (API 36).

Internal
• React Native 0.86 / Expo SDK 57 upgrade.

Android 8–16. Feedback: [e-mail]