HarcamaAI

Dijital Çözümler

In-app purchases

About this app

HarcamaAI is an AI-powered personal finance management app. Automatically track your expenses by reading bank SMS notifications, scanning receipts, and getting smart reports to take control of your spending.

AUTOMATIC EXPENSE TRACKING FROM BANK SMS
Reads bank transaction notification SMS on your device to automatically extract amount, merchant, and date. Supports 13 Turkish banks: Garanti BBVA, Is Bankasi, Yapi Kredi, Akbank, Ziraat, QNB Finansbank, Denizbank, Enpara, Halkbank, Vakifbank, TEB, ING, and HSBC. SMS data is processed entirely on your device and is never sent to any server.

AI-POWERED RECEIPT SCANNING
Take a photo of your receipt and HarcamaAI's AI automatically recognizes the store, amount, date, and every item. Save your expense with a single tap.

FIXED EXPENSE AND SUBSCRIPTION TRACKING
Manage rent, dues, electricity, gas, internet, and digital subscriptions on one screen. Track monthly payment status, see paid and remaining amounts instantly. Automatically calculate the current TRY cost of foreign currency subscriptions.

PERSONAL INFLATION REPORT
Calculate price increases in your spending. Compare with official TURKSTAT and independent ENAG data. Analyze which categories got more expensive and which stores raised prices the most. Get a detailed 12-section report with TRY cost impact, gold equivalent inflation cost, and personalized savings tips.

CURRENCY AND GOLD TRACKING
Track live USD, EUR, and gold prices. See the gold equivalent of your monthly spending on the home screen. Use the two-way converter between TRY, USD, EUR, and gold.

TURKSTAT AND ENAG INFLATION PANEL
View official TURKSTAT and independent ENAG inflation figures side by side, updated monthly. Track trends with a 6-month chart.

SAVINGS TIPS
Get personalized savings recommendations based on your spending habits. See how much you can save in each category right on the home screen.

STORE AND PRODUCT ANALYSIS
Compare your most visited stores, product price changes, and prices of the same product across different markets. Analyze your spending in depth with store-based monthly changes and category trends.

SMART BUDGET MANAGEMENT
Set category-based budget goals. Get mid-month budget alerts. Plan ahead with end-of-month projections.

100+ TURKISH BRAND RECOGNITION
Migros, CarrefourSA, BIM, A101, Getir, Trendyol, Hepsiburada, Zara, and more.

UTILITY COMPANY SUPPORT
EDAS, BEDAS, IGDAS, Turkgaz, Turkcell, Vodafone, Turk Telekom, and 60+ utility companies are automatically recognized.

OFFLINE MODE
Record expenses without an internet connection. Data syncs automatically when you're back online.

SECURE AND PRIVATE
Your data is stored encrypted. Your SMS messages are only read and parsed on your device and are never sent to any server.

---

FREE PLAN
- Bank SMS reading with 13 bank support for automatic expense detection
- Unlimited manual expense entry
- Receipt scanning, 30 per month
- Basic reports and budget tracking
- Live currency and gold prices
- Gold equivalent display
- Currency converter
- TURKSTAT and ENAG inflation data
- Savings tips
- Fixed expense and subscription tracking, up to 5 entries
- Upcoming bill reminders

PREMIUM FEATURES
- Unlimited receipt scanning, 30 per month on free plan
- Personal inflation report, detailed 12-section analysis
- End-of-month spending projection with category-based alerts
- Period comparison, this month vs last month vs yearly average
- Store statistics and product price trends
- Where is it cheaper analysis, compare the same product across markets
- Store-based monthly changes and category trends
- Cloud receipt image archive, view your saved receipts anytime
- PDF report download, monthly spending summary
- Excel export, download your spending data to your computer
- Unlimited fixed expense and subscription entries, 5 on free plan

What’s new

What's New
• Fixed incorrect "Fixed Expense Match" warning appearing when adding expenses
• Fixed Expense Tracking: Track recurring payments like rent, utilities, and dues separately
• Payment Status: Mark fixed expenses as "Paid" - expense record is created automatically
• Future-dated payments don't affect your totals until their due date
• Date picker allows adding expenses for future dates within the current month

Bug Fixes
• Fixed incomplete day range in period comparisons