PayZapp UPI Wallet, Pixel Card

4.5
1.29M reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
Learn more
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About this app

PayZapp: Pixel Credit Card | UPI Scan QR| UPI Send money to any contacts | Recharge and Bill payments | Link Cards & Swipe to Pay | Wallet to account transfer | Shop | PayZapp CashPoints and Rewards
PayZapp gives you the choice to pay via UPI, Debit/Credit Cards and PayZapp Prepaid Wallet. Scan any QR or Swipe to Pay. You can send money, apply for a virtual Credit Card, make recharges and bill payments, book flights and hotels, buy 200+ brand vouchers for online/offline shopping and earn assured CashBack.
What’s New With PayZapp?
1. PIXEL CREDIT CARDS
•Introducing Pixel Credit Cards, a born digital Credit Card that empowers your choices. Supercharge your spending with features that help you save as you spend.
•Personalized Rewards – Upto 5% cashback on your choice of merchants
•Dedicated App – Apply, track, manage and control all your card settings, features, rewards, statements and re-payments all within your PayZapp
•Card Design and Billing Cycle – Cool card designs, and choice of statement date that you can choose from
•Instant Digital Card – Don’t wait for physical card plastic delivery, start spending instantly with your digital card
•Pay in Parts – Convert your big spends into flexible low cost EMIs and pay worry-free
•Tap & Pay– Now just Tap & Pay with your mobile for offline payments with PayZapp
•Swipe to Pay – No more waiting for OTPs for online transactions just Swipe to Pay
•In-App Help Centre – Simply raise service tickets on PayZapp and relax, we will resolve your queries
•Interest-free credit – Interest-free credit for up to 50 days from the date of purchase
•Exclusive dining offers –Up to 20% discount at restaurants on Swiggy Dineout
Welcome to the world of Pixel!
2. UPI
•Create PayZapp UPI handle linked to any bank account
•Scan QR and make instant UPI payments at online and offline stores
•Transfer money to any phone number, contacts, UPI ID and account number + IFSC
•Receive money from any mobile number, contacts or UPI ID
•Check account balance for all linked banks
3. CARDS
•Link any bank’s Debit/Credit Cards
•Your HDFC Bank Cards are auto-fetched and auto-linked while onboarding
•In-app card setting management for all HDFC Bank Debit/Credit Cards
•Apply, track and manage the Pixel Credit Card, a completely digital Credit Card, via PayZapp
4. WALLET
•Create PayZapp Prepaid wallet on completing KYC
•Load money via UPI or Debit/Credit Cards
•Use PayZapp wallet for all in-app payments and online merchant shopping
•Transfer money from wallet to account
5. SWIPE TO PAY
•Pay with a single swipe, No OTP required; its 100% secure
•Available on HDFC Bank Debit/Credit Card and PayZapp Prepaid Wallet
6. BILLS & RECHARGES
•Recharge mobile (prepaid/postpaid), DTH, FASTag, etc
•Pay electricity bill, water bill, Credit Card bill and more
•Get monthly payment reminders
7. PASSBOOK
•Track all your payments
•Manage your budgets with spend analysis and payment insights
•Track refunds for your cancelled/failed transactions
8. SHOP
•Multiple Shopping categories and Travel partners (flight, hotel, bus, train bookings)
•Access 200+ Brand Vouchers
•Redeem Reward Points (RPs) for Flight and Hotel Bookings
9. OFFERS
•Assured CashPoints
•Offers across UPI, Recharge, Bill pay, Shop categories and Partner Merchants
•Exclusive rewards on HDFC Bank Credit/Debit Cards spends on PayZapp Shop
10. SECURITY
•Protection from unauthorized access with phone’s default login PIN/biometric
•Advanced security feature to protect your App against fraud via screen sharing applications
•Device binding checks to ensure login only via a trusted device
Download the all-new PayZapp now and choose the Way You Pay!
Facing issues on PayZapp?
Help Center feature ensures quicker and better resolutions:
•Tap (?) to register a query
•Select the query type and raise a ticket
•Resolve issues on PAN registration, account setup, SMS verification, identity verification, payment-related issues, etc. with a single click
Developer details: hdfc.plutus@hdfcbank.com
Updated on
Jun 18, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
1.28M reviews
Tejas Gudi
July 5, 2026
When I open the app, it immediately crashes and disables itself. I have to re-enable it every time, but it just crashes again before I can even log in, so I'm unable to use the app at all. At one point, the app displayed a message asking me to remove some keyboards, such as font keyboards, emoji keyboards, and Google Voice Typing. I removed all of them and kept only the default Google Keyboard, but the issue still persists. Please help me resolve this issue.
HDFC Bank Limited
July 5, 2026
Hi Tejas, this is not the experience we want you to have. Can you tell us more? Kindly raise a ticket by visiting the link https://cs.payzapp.hdfcbank.com/plutus/helpcenter/ and include your reference ID PZ05072665113. Our team will get back to you shortly!
Ravindra Prabhu
July 3, 2026
I have been using this app for quite long time now and I use Microsoft SwiftKey keyboard on my phone for more than 10 years. Now since last one week, payzapp app is not allowing keyboards that are not pre-installed on the phone. I am quite used to microsoft keyboard and can't switch to default keyboard. I use it with all my banking and finance apps, none of them have problem with it. Only payzapp is forcing me to disable it. If this is not fixed I am going to stop using the payzapp app.
2 people found this review helpful
HDFC Bank Limited
July 3, 2026
Hi, we sincerely regret this. We'll ensure this is taken up promptly. Please visit https://cs.payzapp.hdfcbank.com/plutus/helpcenter/ to submit the complete concern. Kindly mention reference number PZ03072698878 for us to promptly respond to you via e-mail.
Vaibhav Lohar
June 21, 2026
I'm not able to login to the app at all. it just keeps on saying technical error. the wallet is recharged and then it completely stopped and logged me out. now I cannot log back in to the app. pathetic to say the least. edit: the link provided for reaching out doesn't work and provides an error code. "no route matched with those values". hence unable to contact. please contact me.
7 people found this review helpful
HDFC Bank Limited
June 21, 2026
Hi Vaibhav, this is not the experience we want you to have. Can you tell us more? Kindly raise a ticket by visiting the link https://cs.payzapp.hdfcbank.com/plutus/helpcenter/ and include your reference ID PZ21062654555. Our team will get back to you shortly!

What’s new

Convert eligible credit card payments into Smart EMI with instant eligibility checks, real-time EMI preview, and easy EMI tracking
Supported verified merchants can now accept UPI payments up to ₹5 lakh in select categories