香港置業 - 置業貸款計算機

Hong Kong Property

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App同時附設三款按揭計算機，即時幫你計算按揭支出、可負擔樓價、轉按時可套現金額等

1）供款計算機
輸入按揭金額、年期和利率後，即可計算每月供款、利息支出、各種印花稅價值等

2）負擔能力計算機
輸入首期和想借的按揭成數後，即可計算可負擔的樓價、入息要求、能否通過壓力測試等

3）轉按計算機
輸入現有按揭和欲想申請的新按揭計劃後，即可計算可套現金額、每月減少的支出等


備註:
香港置業並沒有提供任何按揭或私人貸款的貸款服務。香港置業只提供免費轉介服務，並不會收取客戶任何費用。香港置業負責將有關合作銀行或財務機構的按揭或私人貸款計劃資訊介紹給客戶。客戶最後會透過本App轉駁至合作銀行或財務機構的網頁進行申請。而本應用程式內所列出的按揭或私人貸款計劃的息率及優惠，均由有關貸款機構提供作參考之用，並受有關條款及細則約束。個別貸款機構或會收取相關之財務或手續費用。貸款機構得有權隨時調整有關貸款計劃，一概以貸款機構最終批核作準。
*私人貸款參考例子，有關條款及細則請參閱經絡按揭網頁: 例子一 : 假設貸款額為$300,000及還款期為6個月，實際年利率為2.99%，貸款之總還款額為$302,592。例子二 : 假設貸款額為$300,000及還款期為10年，實際年利率為8%，貸款之總還款額為$541,200。


Hong Kong Property does not provide any mortgage or Personal Loan products. We only provide free referral services and do not have any handling fees. We are responsible for introducing mortgage or Personal Loan information to clients on behalf of our partnering banks or financial institutions. Clients’ application will be eventually transferred to the application page of those banks or financial institutions from Hong Kong Property App. The offers and privileges, listed on the app, are provided by banks or financial institutions and are subjects to terms and conditions. Some financial institutions may charge clients with handling fees, and they reserves the final rights and decisions on changing the product T&C from time to time without prior notice.
*Examples on Personal Loan application, please refer to T&C for details: Example 1: For a loan amount of $300,000 with 6-month repayment period, the APR is 2.99% and the total loan repayment amount is $302,592. Example 2: For a loan amount of $300,000 with 10-year repayment period, the APR is 8% and the total loan repayment amount is $541,200.

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- 更新按揭計算機(移除壓力測試及印花稅等選項)