12C Financial Calculator

Content rating
Everyone
100+
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Content rating
Everyone
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About this app

12C Financial Calculator is an RPN (Reverse Polish Notation) financial calculator for Android, built for finance, accounting, real estate, and business calculations.

KEY FEATURES

- Time Value of Money (TVM): n, i, PV, PMT, FV — calculate present value, future value, payments, interest rate, and number of periods
- Cash Flow Analysis: CF0, CFj, Nj, NPV, and IRR for evaluating investments and projects
- Amortization: interest, principal, and remaining balance schedules for loans
- Interest Conversions: simple and compound interest, nominal/effective rate conversion
- Bond Calculations: bond price and yield
- Depreciation: straight-line (SL), sum-of-years-digits (SOYD), and declining balance (DB) methods
- Statistics: mean, standard deviation, weighted mean, linear regression, forecasting, correlation coefficient
- Date Calculations: date-to-date arithmetic, D.MY and M.DY formats
- Programming Mode: store and run sequences of keystrokes
- RPN Stack: X, Y, Z, T registers with full stack visibility
- Data Registers: storage and recall functions
- Works fully offline

WHO IT'S FOR

Built for students and professionals working in finance, accounting, business administration, economics, real estate, and investment analysis. Also useful for exam preparation in finance and accounting coursework where RPN calculator skills are required.

WHY RPN

RPN logic removes the need for parentheses and lets you enter multi-step calculations in fewer keystrokes than a standard algebraic calculator.

This app is an independent RPN calculator and is not affiliated with, endorsed by, or sponsored by Hewlett-Packard or any calculator manufacturer. "HP" and "12C" are used solely to describe calculator functionality and compatibility for user reference.
RPN financial calculator: TVM, NPV, IRR, cash flow, amortization, bonds, stats
Updated on
Jul 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
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What’s new

What's new:
Welcome to the first release of 12C Financial Calculator!
• Full RPN (Reverse Polish Notation) logic support
• Comprehensive TVM, Cash Flow, and Amortization functions
• Built-in tools for Bond calculations and Statistics
Content rating
Everyone
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App support

About the developer
UNIOCEAN SHIPPING LINES LTD
contactuniocean@gmail.com
As-Salam Tower (8th floor), 57 Agrabad C/A, Chattogtam Double Mooning PS Chittagong 4100 Bangladesh
+880 1764-620049

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