i2iFunding - Investor's App

i2iFunding.com (RNVP Technology Pvt. Ltd.)

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About this app

Download i2iFunding Investor’s App to register as a P2P Lending investor and get an opportunity to earn high returns by lending money to verified borrowers.

P2P Lending - An Opportunity to Earn High Returns
✔️ Earn up to 18% Returns on Investment
✔️ Diversify risk by lending money to multiple borrowers
✔️ Generate Steady Income Through EMI

About i2iFunding:
i2iFunding is a Fintech start-up, which was founded in Oct-2015. We are one of the pioneers of P2P Lending in India. Since our inception, we have grown at a very fast pace and have become one of the safest, most trusted and most innovative Peer to Peer (P2P) lending platforms in India. We are an RBI-registered NBFC-P2P Lending Platform. Certificate of Registration No. : N-12.00468
App Features:
✔️ An investor can complete the simple application form and become a registered Investor on our platform.
✔️ Registered investors would be able to view profiles of active borrowers who have been verified and approved by i2iFunding.
✔️ Registered investors would be able to invest in the profile of active borrowers and see the overview of their investments.
✔️Registered Investors can opt for Auto Invest to deploy funds easily. They will also get an auto-notification once a new borrower is made live.

Sign Up Process:
Fill up personal details, PAN and Aadhar number, mobile number and email address.
> Pay registration fees of Rs. 500+18% GST = Rs 590.0 (Non Refundable)
> Provide address and employment details
> Upload a copy of PAN and address proof
> Provide Bank details which will be used for transactions

Investment Amount Limits:
After registration, investors would be able to invest up to Rs. 50,000 without paying any additional fees.
The maximum investment amount for a single borrower is Rs. 50,000.
The overall investment limit is Rs. 50 Lakhs across all P2P lending platforms.

Investment Process:
1) Create Investor's Account - To begin lending, investors should first create an ‘Investor Account’ by filling registration form either on the web or mobile app.
2) Transfer funds to escrow account - Investors need to transfer funds to the Escrow account (Non-interest bearing) to start the investment. Investors will have to add our escrow account as a beneficiary in their net banking. Investors can transfer funds through any of the following modes from an Indian bank – NEFT, RTGS or IMPS. An investor can also transfer funds using the Paytm payment gateway. (Gateway charges applicable)
3) Set Auto Investment - Investors can Set Auto Investment rules matching their investment preferences to ensure quick deployment of funds.
4) Investors can also invest manually in each profile which is made live on the portal if not funded through Auto Investment. They can review profiles of "Active Borrowers" by browsing the 'Active Borrowers List'. Approved Loan amount, interest rate and tenure are mentioned along with the detailed profile of each borrower.
5. Investing Money - Investors can select borrowers as per their risk appetite and investment preference and then make a commitment to lend money to those borrowers by clicking on the "Invest Now" button and entering "Investment Amount".

Repayments and Monthly Cash Flow –
Every month EMI/Due amount is auto-deducted from Borrower's Bank Account to the Repayment Escrow Account of i2ifunding through the NACH mandate. The total repayment amount collected from borrowers in the Repayment Escrow Account is transferred to the respective investors’ escrow/bank accounts.

Ratings and reviews

It is a good app and good service indeed. When i open active borrows list, there must be a flag on individual borrower if i had already invested so that i can only look for new borrower. At present i can see the message poped up like "already invested" when i tried to invest on investment screen. Thanks

Real good for investors...but referral link is missing from the app..we need to go to the website for this..plz include it in the app itself. I am not getting any notification when a loan is made live..notification setting is on in the app. There should also be some customizable setting to trigger a notification when selected categories of loans are made live..

I have been using the app since 2020. I am very happy to say that I am continuously generating Income with this application. It has been a very good experience. Gives the options to choose the profile based on risk and it gives the credit score of the borrower. I am having a very good experience on G Category, Group loans. I would suggest people who are starting to invest money for high rate of return which is 18% to 20% this is the best option. How ever the risk is also moderate. Auto Investment option is very good. Improvements Required from the software development team to reduce the time taking while loading the pages. some times it will take more time to load the page, It will test our patience.

What's new

Applied some changes.