Ideal CU Mobile

Ideal Credit Union

About this app

Ideal Credit Union’s mobile banking app is a must-have for our members and built for secure and convenient access. Manage your money 24/7:

• Login with touch ID, set up balance peek to check balances without logging in
• Check balances, transfer funds, make payments and manage both personal and business in one convenient place including credit cards, mortgages and more.
• Pay bills & deposit checks
• Open new accounts and CDs
• Manage account alert preferences so you can stay in the know
• Find nearby ATMs

Ratings and reviews

Not user friendly, I'll be refinancing ASAP. I can't even use the app because it tells me my username/password are incorrect, but the exact same username and password work when I sign-in using a browser. They also require you to provide your account number if you select the 'forgot username' or 'forgot password' options, but you need access to your account in order to get your account number.. They don't accept your member number or the last four digits that are shown on their paper statements.

What the hell did you just do to your app. The ridiculous and unnecessary amount of CONSTANT re-verification is annoying and ridiculous. I have been a member here, and had the same PC and phone, lived in the same area for YEARS. Why this stupid thing keeps needing to verify again and again despite clicking 'remember this device' every time is nauseating. I now get 'potential identity theft' notifications all the time for basic shopping. PLEASE FIX THIS.

Very dissapointed with the new system. I used to be able to see the amount of interest taken out on every payment to my loan through the transaction details. That option is not available anymore and I have been told the only way to do this now is to open up each individual monthly statements. I really miss the ease of the old system.

What’s new

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.