RING: Quick Personal Loan App
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Mayelana nalolu hlelo lokusebenza
INDANDATHO wuhlelo lokusebenza lwezikweletu oluthenjwayo lwase-India lwabancane nabanesifiso sokuvelela, abaphuphi kanye nabenzi. Siwuhlelo lokusebenza lwe-Made-in-India oluyidijithali engu-100% enekhredithi ehlinzekwa yi-NBFC ebhaliswe ku-RBI (Si Creva Capital Services Pvt. Ltd), ehlinzeka ngemalimboleko yomuntu siqu yesikhathi eside, kanye nenqwaba yezinketho zokukhokha.
Amakhasimende angathola isikweletu esifika ku-Rs. 5 lakhs nge-KYC esheshayo nengenaphepha ngaphansi kwemizuzu emi-5! I-APR ihluka kusuka ku-18% - 36% ngonyaka. Ukukhokha okulula phakathi kwezinyanga ezi-3 kuye kwezingama-24. Vula imali mboleko ephakeme egunyazwe kusengaphambili ekukhokheni okufika ngesikhathi.
Nge-RING UPI, ungakwazi ukuthumela imali kalula kunoma iyiphi inombolo yeselula noma i-akhawunti yasebhange. I-UPI lite ikuvumela ukuthi wenze ukuthenga kwenani elincane kufikela ku-Rs.200. Nge-Expense Tracker, ungabheka amabhalansi e-akhawunti, ikhadi lesikweletu namaphethini okusebenzisa e-UPI kuzo zonke izigaba, nokonga okuphelele kwanyanga zonke.
Sebenzisa i-RING ukuze uvule izinzuzo ezinhle:
* Khokha ezitolo ezingaphezu kuka-10 lakh RING zomthengisi kulo lonke elaseNdiya
* Imalimboleko yamandla efinyelela ku-Rs. 5 lakh
* Dlulisela ku-akhawunti yakho yasebhange ukuze uthole imali esheshayo.
* RING UPI & UPI Lite ukuze uthole ukuthengiselana okulula
* INDANDATHO Umphathi Wezindleko ukulandelela zonke izindleko zakho futhi uzibuke nje.
INDANDATHO ilandela indlela yomuntu yokuqala yokuhlinzeka amakhasimende. Sikukhathalela ngokujulile ukuphepha kwamakhasimende, nokuvikelwa kwedatha futhi sithatha izinyathelo ezanele zokuqinisekisa ukuthi amakhasimende ethu anolwazi olungenazihibe futhi olujabulisayo, kukho konke ukuxhumana. Izinqubo zethu zokuqoqa zenzelwe ukuba nobubele futhi zilandele yonke imihlahlandlela ebekwe yi-RBI kanye ne-MeITY.
Ibhonasi Eyengeziwe: Wina imiklomelo emangalisayo kanye nokubuyiselwa kwemali, isikhathi ngasinye lapho usebenzisa i-RING.
Isibonelo Sesikweletu Sokuthenga Amabhizinisi Amancane
Inani lemalimboleko (Uthishanhloko): ₹ 1,00,000.
Isikhathi sokuhlala: izinyanga eziyi-12.
Izinga Lenzalo: 30% ngonyaka.
Inkokhelo Yokucubungula (kuhlanganise ne-GST): ₹ 3000 (3%).
Isamba Senzalo: ₹16,985.
I-EMI: R9747.
I-APR: 36.86%.
Inani lemalimboleko ngu- ₹ 1,00,000.
Inani elikhishiwe ngu- ₹ 97,000.
Isamba semali ekhokhwayo yemalimboleko ngu- ₹ 1,16,985.
Ingqikithi Yezindleko Zemalimboleko = Inani Lenzalo + Izimali Zokucubungula = ₹16,985 + ₹3000 = ₹19,985
Kungani Khetha INDANDATHO?
• Ikhredithi elula efika ku-Rs. 2 lakh
• Inqubo Yokufaka Isicelo Esheshayo Nelula
• Izinketho Zokukhokha Eziguquguqukayo Neziningi
• Ukugunyazwa Okusheshayo Nokuqaliswa Kwekhredithi
• Awekho Amadokhumenti Aphathekayo
• Asikho Isibambiso Esidingekayo
Sisebenza nama-NBFC abhaliswe ngama-RBI.Ama-NBFC ami kanje:
-Si Creva Capital Services Pvt Ltd
Ukulinganisa kwenkampani Poonawalla Fincorp Limited
Ukulinganisa kwenkampani MAS Financial Services Limited
Imibandela yokufaneleka:
● Iminyaka yobudala yomfakisicelo kufanele ibe neminyaka engama-21 nangaphezulu
● Ubuzwe BamaNdiya
Amadokhumenti adingekayo:
● I-PAN
● Aadhaar
Siyakukhathalela!
E-RING sinendaba nokuphepha nenhlalakahle yamakhasimende ethu. Izinqubo zethu zokuqoqa zilandela imihlahlandlela ye-RBI futhi zibonisa amanani ethu ozwela nomusa.
Lena imithetho yethu engu-7 Yokunakekelwa Kwekhasimende:
1. Asixhumani namakhasimende nganoma iyiphi inombolo eyimfihlo noma yomuntu siqu enezinhlamvu ezingu-10 ku-WhatsApp noma nge-SMS.
2. Asixhumani namakhasimende ukuthola izikhumbuzi zokuqoqwa kwenkokhelo ezivela ezinombolweni zomuntu siqu zeselula, izinombolo zangaphandle noma izingcingo ze-VOIP ezisekelwe ku-inthanethi. Ithimba lethu lihlezi likushayela ngezinombolo zasendlini ezibhalisiwe.
3. Asilokothi sicele amakhasimende ukuthi enze izinkokhelo ebhange lomuntu siqu noma eliyimfihlo
ama-akhawunti. Izinkokhelo ziqoqwa kuphela kuwebhusayithi yethu noma kuhlelo lokusebenza.
4. Zonke izingcingo zethu zigadwa futhi zirekhodwa. Amanxusa ethu awalokothi asebenzise izinsongo noma ulimi oluhlambalazayo.
5. Asilokothi sicele ikhomishini noma ukuncishiswa ekukhokhweni kwezikweletu.
6. Uhlelo lwethu lokusebenza alufuni imvume yokufinyelela Uhlu Loxhumana Nabo nanoma iyiphi enye idatha eyimfihlo.
7. Asilokothi sishayele ucingo abangani bakho noma izihlobo ukuze zikhokhelwe imali oyibolekile njengoba singagcini imininingwane yakho siqu.
Uma kwenzeka uke wabhekana nanoma yiziphi izimo ezishiwo ngenhla, yenza lokhu:
1. Bhalela ku-care@pay-with-ring.com NOMA shayela inombolo yethu yokunakekelwa kwamakhasimende
02262820570/ 0224891492.
2. Yabelana nathi ngesithombe-skrini noma ukurekhoda komlayezo noma ucingo.
Ikheli: Iyunithi yehhovisi 2,3 & 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -400070. I-Maharashtra, India.
Umshwana wokuzihlangula:
Uhlelo lokusebenza luqinisekiswe nge-SSL, futhi konke okwenziwayo kuphephile futhi kuvikelekile ngo-100%.
Amakhasimende angathola isikweletu esifika ku-Rs. 5 lakhs nge-KYC esheshayo nengenaphepha ngaphansi kwemizuzu emi-5! I-APR ihluka kusuka ku-18% - 36% ngonyaka. Ukukhokha okulula phakathi kwezinyanga ezi-3 kuye kwezingama-24. Vula imali mboleko ephakeme egunyazwe kusengaphambili ekukhokheni okufika ngesikhathi.
Nge-RING UPI, ungakwazi ukuthumela imali kalula kunoma iyiphi inombolo yeselula noma i-akhawunti yasebhange. I-UPI lite ikuvumela ukuthi wenze ukuthenga kwenani elincane kufikela ku-Rs.200. Nge-Expense Tracker, ungabheka amabhalansi e-akhawunti, ikhadi lesikweletu namaphethini okusebenzisa e-UPI kuzo zonke izigaba, nokonga okuphelele kwanyanga zonke.
Sebenzisa i-RING ukuze uvule izinzuzo ezinhle:
* Khokha ezitolo ezingaphezu kuka-10 lakh RING zomthengisi kulo lonke elaseNdiya
* Imalimboleko yamandla efinyelela ku-Rs. 5 lakh
* Dlulisela ku-akhawunti yakho yasebhange ukuze uthole imali esheshayo.
* RING UPI & UPI Lite ukuze uthole ukuthengiselana okulula
* INDANDATHO Umphathi Wezindleko ukulandelela zonke izindleko zakho futhi uzibuke nje.
INDANDATHO ilandela indlela yomuntu yokuqala yokuhlinzeka amakhasimende. Sikukhathalela ngokujulile ukuphepha kwamakhasimende, nokuvikelwa kwedatha futhi sithatha izinyathelo ezanele zokuqinisekisa ukuthi amakhasimende ethu anolwazi olungenazihibe futhi olujabulisayo, kukho konke ukuxhumana. Izinqubo zethu zokuqoqa zenzelwe ukuba nobubele futhi zilandele yonke imihlahlandlela ebekwe yi-RBI kanye ne-MeITY.
Ibhonasi Eyengeziwe: Wina imiklomelo emangalisayo kanye nokubuyiselwa kwemali, isikhathi ngasinye lapho usebenzisa i-RING.
Isibonelo Sesikweletu Sokuthenga Amabhizinisi Amancane
Inani lemalimboleko (Uthishanhloko): ₹ 1,00,000.
Isikhathi sokuhlala: izinyanga eziyi-12.
Izinga Lenzalo: 30% ngonyaka.
Inkokhelo Yokucubungula (kuhlanganise ne-GST): ₹ 3000 (3%).
Isamba Senzalo: ₹16,985.
I-EMI: R9747.
I-APR: 36.86%.
Inani lemalimboleko ngu- ₹ 1,00,000.
Inani elikhishiwe ngu- ₹ 97,000.
Isamba semali ekhokhwayo yemalimboleko ngu- ₹ 1,16,985.
Ingqikithi Yezindleko Zemalimboleko = Inani Lenzalo + Izimali Zokucubungula = ₹16,985 + ₹3000 = ₹19,985
Kungani Khetha INDANDATHO?
• Ikhredithi elula efika ku-Rs. 2 lakh
• Inqubo Yokufaka Isicelo Esheshayo Nelula
• Izinketho Zokukhokha Eziguquguqukayo Neziningi
• Ukugunyazwa Okusheshayo Nokuqaliswa Kwekhredithi
• Awekho Amadokhumenti Aphathekayo
• Asikho Isibambiso Esidingekayo
Sisebenza nama-NBFC abhaliswe ngama-RBI.Ama-NBFC ami kanje:
-Si Creva Capital Services Pvt Ltd
Ukulinganisa kwenkampani Poonawalla Fincorp Limited
Ukulinganisa kwenkampani MAS Financial Services Limited
Imibandela yokufaneleka:
● Iminyaka yobudala yomfakisicelo kufanele ibe neminyaka engama-21 nangaphezulu
● Ubuzwe BamaNdiya
Amadokhumenti adingekayo:
● I-PAN
● Aadhaar
Siyakukhathalela!
E-RING sinendaba nokuphepha nenhlalakahle yamakhasimende ethu. Izinqubo zethu zokuqoqa zilandela imihlahlandlela ye-RBI futhi zibonisa amanani ethu ozwela nomusa.
Lena imithetho yethu engu-7 Yokunakekelwa Kwekhasimende:
1. Asixhumani namakhasimende nganoma iyiphi inombolo eyimfihlo noma yomuntu siqu enezinhlamvu ezingu-10 ku-WhatsApp noma nge-SMS.
2. Asixhumani namakhasimende ukuthola izikhumbuzi zokuqoqwa kwenkokhelo ezivela ezinombolweni zomuntu siqu zeselula, izinombolo zangaphandle noma izingcingo ze-VOIP ezisekelwe ku-inthanethi. Ithimba lethu lihlezi likushayela ngezinombolo zasendlini ezibhalisiwe.
3. Asilokothi sicele amakhasimende ukuthi enze izinkokhelo ebhange lomuntu siqu noma eliyimfihlo
ama-akhawunti. Izinkokhelo ziqoqwa kuphela kuwebhusayithi yethu noma kuhlelo lokusebenza.
4. Zonke izingcingo zethu zigadwa futhi zirekhodwa. Amanxusa ethu awalokothi asebenzise izinsongo noma ulimi oluhlambalazayo.
5. Asilokothi sicele ikhomishini noma ukuncishiswa ekukhokhweni kwezikweletu.
6. Uhlelo lwethu lokusebenza alufuni imvume yokufinyelela Uhlu Loxhumana Nabo nanoma iyiphi enye idatha eyimfihlo.
7. Asilokothi sishayele ucingo abangani bakho noma izihlobo ukuze zikhokhelwe imali oyibolekile njengoba singagcini imininingwane yakho siqu.
Uma kwenzeka uke wabhekana nanoma yiziphi izimo ezishiwo ngenhla, yenza lokhu:
1. Bhalela ku-care@pay-with-ring.com NOMA shayela inombolo yethu yokunakekelwa kwamakhasimende
02262820570/ 0224891492.
2. Yabelana nathi ngesithombe-skrini noma ukurekhoda komlayezo noma ucingo.
Ikheli: Iyunithi yehhovisi 2,3 & 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -400070. I-Maharashtra, India.
Umshwana wokuzihlangula:
Uhlelo lokusebenza luqinisekiswe nge-SSL, futhi konke okwenziwayo kuphephile futhi kuvikelekile ngo-100%.
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Ayikho idatha eyabiwe nezinkampani zangaphandle
Funda kabanzi mayelana nendlela onjiniyela abaveza ngayo ukwabelana
Ayikho idatha eqoqiwe
Funda kabanzi mayelana nokuthi onjiniyela bakuveza kanjani ukuqoqwa
Idatha ibetheliwe lapho ithunyelwa
Izilinganiso nezibuyekezo
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UI improvements for enhanced customer experience
Bug fixes and under the hood improvements
Bug fixes and under the hood improvements