IndSMART IndianBank Mobile App

Indian Bank

About this app

IndSMART is a safe, secure, user friendly and smart mobile banking application with more than 250+ cutting edge features and services for all your banking needs.

Download the application from Google Play Store and experience its best-in-class features.

IndSMART Mobile Banking Features:

• Customize your Dashboard and Themes
• Account Summary - Insight of all your Accounts
• Set Primary Account
• Overview of Assets & Liabilities in one go
• Download Statement and view m-Passbook
• Balance Certificate, Home & Education Loan Interest Certificates
• Transaction History – Snippet of all Transactions
• Fund Transfers using UPI, IMPS, NEFT, RTGS
• UPI Payments, Scan and Pay using UPI
• Pay to Contact facility for Intra Bank Payments
• EasiPay (24*7) Fund Transfer for new payees
• View and Repeat Favorite Transactions
• Schedule your Transfers for Recurring Payments
• Pay EMIs, RD, VRD installments and Credit Card Payments
• Donate to PMNRF
• Lock and Unlock Financial Transaction Facility
• Manage Fund Transfer Limits
• Manage all Payees
• Manage and Pay all your Bills through BBPS
• Invest in Term Deposits and build wealth
• Submit Form 15G/H for deposit accounts
• Invest in Public Provident Fund (PPF), National Pension Scheme (NPS)
• Mahila Samman Savings Certificate (MSSC), National Savings
Certificate (NSC), Kisan Vikas Patra (KVP)
• Add, Update Nominee and care for your loved ones
• Avail OD Facility against Deposits
• Apply for Digital Loans
• e-Shopping - Compare and Shop
• Apply for IPO (ASBA)
• Invest in Stocks, Mutual Funds, Demat and Online Trading
• Avail Insurance
• Manage Debit and Credit Cards
• Withdraw cash without physical debit cards
• Door Step Banking Services
• Earn rewards for transactions & manage reward points
• Hotel, Bus and Flight Bookings
• Cheque Book Services
• Register and Track Complaints
• Apply for Locker Facility
• GST Number Updation
• Plan, manage your expenses
• Create goals, fulfill your dreams

Ratings and reviews

The app works well overall as a banking platform, but the password policy needs improvement. Requiring users to change their TPIN and MPIN every 30 or 90 days (not sure which) is inconvenient. It's hard to remember new PINs each time, especially since previously used PINs can't be reused. While security is important, this approach feels overly strict and user-unfriendly. I hope this feedback helps improve the experience in future updates.

The bank application has several issues. There are frequent server connectivity problems, and the app often hangs during money transfers. Additionally, connection errors appear repeatedly. I have been using other private bank applications that are much smoother and faster. Despite these ongoing issues, no action has been taken by the bank to resolve them. Highly disappointing experience.

Very bad. The app doesn't load at all. Says "cannot connect to the server using your network connection" , be it 5g network or a wifi connection. Worst app. And yes Im still trying to log in into the app even for the first time. It's been 1 month now. We we had negative stars to give.

What’s new

Minor Enhancements & Bug Fixes.