U1 Mobile

Universal 1 Cu Inc

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About this app

Take charge wherever you are.
U1 Mobile allows easy access on the go. We like to think of it as a kind of U1 branch genie that appears whenever summoned. A quick tap provides all you need to manage the everyday.

Balances – Current and up to 180-day history
Transfers – Move between U1 accounts
Payments – Send payments via Bill Pay
Deposit Checks - Take a picture of check and deposit it directly to your U1 accounts
Pay other People- Use Pop Money to send payments to your phone contacts
Locations - Find the closest branch or ATM

Please enroll in Online Banking (u1cu.org/login) before downloading. Catch you on the go, friend!

Universal 1 Credit Union
Federally Insured by NCUA

Ratings and reviews

Since the update, it has been freezing non-stop, or it just doesn't load or let me in at all. I have to close out all my apps and try and open just this one before it "might" let me in. Before the update, I never had a single issue. I check my accounts almost daily, and this is truly frustrating to deal with.

The interface is way better than it was. However, the functionality of this app is poor to say the least. I dont know if it is a banking issue or what. But when I bill pay it takes days to come out of my account. I use to bank with chase. Anytime I withdrew money it would come out right away. This banking institution, not so much. If my transactions would come out when I paid bills or used my card I would give it 5 stars.

I've had to to downgrade my original five-star rating to two stars. reason being, I treat all functions in dealing with universal1 as "this app'. I used to get low balance alerts anytime my checking balance fell below a set threshold. last month those texts stopped, unannounced. my checking balance fell below the threshnold, and a check I wrote required the credit union to withdraw funds from my savings account, which was well funded. An overdraft fee was charged. That's wrong