CCU Mobile Banking

California Credit Union (North Island CU)

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About this app

By downloading and using this app you are agreeing to the terms listed in our Digital Banking disclosure: https://www.ccu.com/sites/default/files/pdf/online_banking_disclosure.pdf

California Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your Android phone or tablet, manage your accounts, pay bills, view statements, and receive the benefits of cash back rewards when you use your debit card. Remote check deposit allows you to easily deposit checks from your mobile device.

CCU Mobile Banking is provided free-of-charge to members of California Credit Union and North Island Credit Union as a service to our membership.

Bank with confidence – CCU’s mobile app allows you to manage accounts from your mobile device...anytime, anywhere. It’s easy to do banking 24/7, from your Android phone or tablet.

With our Wear OS app, you can quickly and conveniently check your balance on your favorite wear device.

It’s fast, secure, and free. With CCU Mobile, you can:

• Check available balances & transaction history
• Pay bills and credit cards
• Deposit checks
• Transfer money between accounts at the credit AND at other financial institutions
• Find the nearest credit union branch or ATM
• Send a message to our Contact Center staff


To use CCU Mobile Banking, you must be a California Credit Union or North Island Credit Union member and be enrolled in our Digital Banking service. To sign up, visit: www.ccu.com or www.northisland.ccu.com

Ratings and reviews

Most times, it works fine once you navigate the app and find all the features. Mobile deposit can get irritating because it's very sensitive, and pictures taken might not be what the app wants, even if it's clear and the entire check is visible. Besides the hit or miss for mobile deposit, the app works pretty well.

Their latest "unavailable for maintenance" session, on Saturday Jan 16 to January 17 screwed up this app. It no longer shows Available and Current balances, but just the Current number, for both! If you're used to trusting those numbers you might not check, for "post pending" amounts. Disaster, if you bounce a check! I'm hoping this isn't a feature not a bug from their point of view. BofA saw churned fees as a feature, that's why I dumped *them*.

I was trying to deposit a check from my Android phone so I was talking to NICU on speaker phone to help me through it and while I was able to log in fine, I couldn't access the menu to do the mobile deposit because the speaker phone square window was directly covering the NICU 3 bar menu. After hanging up, I was able to access the menu and the app worked perfectly. The guy on the phone did say to write mobile under my name endorsement on the back of the check and I'm glad he told me to do that.

What's new

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.