MyMoney Loans: Fast Cash App

3.4
35K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Need quick cash? Download the MyMoney app now and get an instant cash loan of up to ₹5 Lakh! 💰 With our easy-to-use app, applying for a personal loan has never been easier. Simply enter your details, check your eligibility, complete your KYC, add your bank account, set up auto-pay, and watch the cash flow into your account. 💸 You don't have to go through lengthy documentation and can avail of hassle-free loans for a maximum of 5-year tenure for all your emergency, personal and shopping needs. The best part? No collateral is needed, and we offer affordable interest rates. 📱🤝

Quick Personal Loan App

🔸 Get a personal loan online ranging from ₹2,000 to ₹5,00,000
🔸 Attractive APR ranging from 21% - 30% makes repayment easy
🔸 Risk-based interest rate on the personal loan, based on your profile
🔸 Apply for a personal loan through a 100% online process with minimal documentation to ensure quick disbursal within 24 hours
🔸 Flexibility to choose the loan tenure from up to 24 months
🔸 Get rewarded with a higher loan on successful repayment
🔸 Loan processing fees from 2.5% to 4%
🔸 Minimum & Maximum period of repayment is 6 to 24 months

Example
👉 Loan Amount: ₹20,000
👉 Tenure: 180 days (6 months)
👉 Interest Charged: ₹1,426 (24% per annum)
👉 Processing Fee: ₹236 (2.5% of Loan Amount - ₹200 + GST @18% - ₹36)
👉 Amount Disbursed: ₹19,764
👉 EMI Amount: ₹3,571
👉 The loan amount is ₹20,000. The disbursed amount is ₹19,764.
👉 The total loan repayment amount is ₹21,426.

But that's not all! MyMoney also offers instant digital savings account opening. It takes less than 10 minutes to apply online, and with minimal documents such as your Aadhaar and PAN, the process to open your savings account will be faster. We don't charge any extra or account opening fees, ensuring a seamless experience for you. 💳💼

In addition, we provide quick and convenient gold loan approvals. Within just 5 minutes, you can get your loan approved, and the disbursal is instant. With minimum documentation, we offer maximum value for your gold at attractive interest rates. Enjoy the benefits of no valuation fees, zero foreclosure charges, and free prepayment charges. We even provide a 5-day grace period and no penalty for 30 days upon tenure expiry. 🏦📜🔢🕒🔒

At MyMoney, we prioritize your convenience and offer a 100% digital process for all our services. With multiple payment options and easy repayment choices, we ensure a flexible and user-friendly experience. So why wait? Download MyMoney now and fulfil your financial needs with ease. 📲💼✅

NBFC Partner IIFL Finance Limited (Formerly IIFL Holdings Limited)

IIFL OPEN FINTECH PRIVATE LIMITED
IIFL House, Sun Infotech Park, Rd. No. 16V, Plot No. B23, Thane Industrial Area, Thane - 400 604, Maharashtra
Updated on
Sep 3, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.4
34.8K reviews
Dipankar Sen
September 12, 2023
I have uploaded my bank statement through which I make most of the transactions but not approving. I'm not understanding the criteria. Before applying loan they are asking to upload bank statement. I did the same but automatically its getting rejected showing that not having enough transaction.
5 people found this review helpful
IIFL Finance Limited
September 14, 2023
Hi Dipankar, this is not the experience we want you to have. Please share your prospect Number/Loan Account Number and we will get this checked - Team IIFL Finance Limited
Rahul Arora
July 17, 2023
I am really unhappy withe the experience with My money app. It is more than 5 working days that my loan application is submitted and it still says that loan verification pending. I am not sure how much time will it take to verify. Contact us support is useless and worthless, there is no on one to talk in person. I am still waiting for my loan status. Very poor and useless experience I must say.
77 people found this review helpful
IIFL Finance Limited
July 18, 2023
Hi Rahul, this is not the experience we want you to have. Please share your prospect Number/Loan Account Number and we will get this checked - Team IIFL Finance Limited
Om P Ojha
July 20, 2023
It is really bad experience. It has been almost 15 days My loan application is completed and bank verification is done. But still my loan status is pending and every time when ask it says it will take 24 to 48 hours.
13 people found this review helpful
IIFL Finance Limited
July 20, 2023
Hi Ojha, this is not the experience we want you to have. Please share your prospect Number/Loan Account Number and we will get this checked - Team IIFL Finance Limited

What's new

The new version of the MyMoney app is here. Don't worry about the pesky bugs, as we've worked tirelessly to create a glitch-free user experience!
Hey, existing users! We cherish your loyalty, and if you wish to use the previous version, fret not! Simply download our brand-new MyBusiness app from Play Store and sign in using your MyMoney app credentials.
Your existing balance and data have been seamlessly transferred to MyBusiness app, so it's smooth sailing from the get-go.