INAYA makes managing your personal finances simple, clear, and accessible to everyone—no matter where you're starting from.
🌱 UNDERSTAND, DECIDE, GROW
Allocate your income at the beginning of the month, adjust for unexpected expenses along the way: INAYA calculates everything else automatically.
📊 YOUR FINANCES AT A GLANCE
• Cash flow tracking: what's coming in, what's going out, your true margin
• Budgets by envelope with progress bars: see overspending before it happens
• Expenses categorized by type, recent transactions, top 5 largest expenses
💯 A UNIQUE FINANCIAL HEALTH SCORE
A score out of 100 calculated from 6 key indicators: savings rate, debt, investment, liquidity, real wealth, and financial independence. All explained simply, without jargon, with a personalized diagnosis and advice—like having a financial advisor in your pocket.
🏛️ YOUR WEALTH, TRACKED OVER TIME
Assets, debts, net worth, income structure (assets vs. liabilities): a complete, up-to-date picture of your situation and your progress toward financial independence.
✨ YOUR PROJECTS, MADE REAL
Transform your aspirations into quantifiable and trackable goals. Simulate a project and its financing plan before you launch.
🌍 DESIGNED FOR EVERYONE
• Multi-currency: EUR, XOF (FCFA), USD, XAF, MAD, NGN, and more
• Works offline after the first visit
• Secure synchronization between your devices
🔒 YOUR DATA IS YOURS
No ads. No data sales. No bank connection required: you enter your data yourself and maintain complete control. Encrypted storage on servers located in the European Union. Account and data deletion possible at any time.
🎁 2 FREE GUIDES
Upon registration, receive two free illustrated guides: "The Keys to Your Personal Finances" and a guided tour of the app.
Your money tells a story. Learn how to write the next chapter.
Budgets, cash flow, assets: take back control of your money.