Personal Loans, Credit Cards and Free Credit Score


IndiaLends offers Instant Personal Loans with best interest rate and disburses loan within 48-hours. With IndiaLends, choose from a wide spectrum of multi-utility credit cards from top banks and also check your credit report for free. IndiaLends App is your one-stop credit shop with manifold advantages and innovative features like Spend Analysis and EMI reminders.

Our association with 50+ personal loan lenders and credit card providers has enabled us to provide services to a million+ customers in more than 400 cities. This has made IndiaLends as one of the best online personal loan apps and has helped us to get featured in the Google Developers Launchpad.

Here’s a complete list of products/services you can get from IndiaLends app:

✔ 40+ Credit Card Options
✔ 50+ Personal Loan Offers
✔ Small Loans(Micro Loan) with Instant Approval & Disbursal
✔ Free Credit Report/Score
✔ Spend Analyzer
✔Loan EMI Calculator
✔ Financial Blog

Product features:

Personal loan
Get personalized personal loan offers up to ₹50 lacs at interest rates starting at 10.75%. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility.

IndiaLends has associations with over 50+ banks and NBFCs - HDFC Bank, SBI, ICICI Bank, Yes Bank, Bajaj Finserve, IDFC, IIFL, Clix, Paysense, DMI, CITI Bank, Tata Capital, IndusInd Bank, Ratnakar Bank limited, Capital First Limited, Fullerton, Aditya Birla Finance Limited, Axis Bank, Cashe, Credit Sudhaar, etc.

Credit card
With the IndiaLends app, get credit card suggestions from 40+ options and select the card that best suits you. Apart from choosing from a wide set of cards, the app provides an easy credit card application process and instant credit card approval. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak, CITI Bank, RBL, and Yes Bank.

Credit score
A credit score is an indicator of a borrower’s ability to make credit payments on time. A higher credit scores increase your chances of getting a low-interest personal loan from a financial institution. All banks/NBFCs evaluate your creditworthiness before approving any credit application using a credit report. Therefore, it is necessary to check your credit score before you apply. At IndiaLends app, check your credit score worth ₹1200 for FREE and get a detailed analysis of your credit report and tips to improve your score. Knowing your credit score enables you to make better credit decisions. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
IndiaLends get your Credit Report from the leading credit rating agencies like Experian, Cibil, Highmark & equifax.

Small Loan/Micro Loan
Get instant small loans up to ₹2 lacs at EMI’s as low as ₹1400. The process to apply for a Small or microloan is simple, paperless and hassle-free. In fact, the amount approved is transferred to your bank account within 24 hours.

Spend Analyzer
The Spend Analysis feature on IndiaLends can help you easily track and manage your daily spends. With the analyzer, get a detailed analysis of your spends and receive notifications on all transactions. The extended feature also helps you to set a reminder to never miss an EMI and manage your bills better.

EMI Calculator
The simple and handy loan EMI calculator lets you easily calculate EMIs in the most simple way. All you need to do is enter the personal loan amount, interest rate, and loan tenure and you will know the convenient and easy EMIs basis the inputs entered.

Financial Blog
Stay updated on what’s happening in the world of finance through our financial blog. Our special advisory panel of financial experts aim to educate the users about personal finance, credit rating agencies, tax planning, and latest financial events.

Choose the IndiaLends for the best personal loans and credit cards offers. Download IndiaLends App now and get free credit report!
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What's New

Instant approval on credit cards
Now refer your friends and earn upto Rs 10,000 Paytm cash
New Spends manager feature- track your income and expenses
More security features added
Minor bug fixes
Read more

Additional Information

December 14, 2018
Current Version
Requires Android
4.2 and up
Content Rating
Offered By
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