IndiaLends is a digital lending and borrowing marketplace for instant personal loans, credit cards, and free cibil score.
Here’s a complete list of products/services you can get from IndiaLends app:
Free Credit Report / Cibil Score
50+ Personal Loan Offers
Small Loans (Micro Loan) with Instant Approval
40+ Credit Card Options
Loan EMI Calculator
Our association with various lenders has enabled us to provide services to a million+ customers in more than 400 cities and also get featured in the Google Developers Launchpad.
Credit score / Cibil Score
At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
Get personalized personal loan offers up to ₹50 lacs at interest rates starting 10.75% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs includes HDFC Bank, SBI, ICICI Bank, Yes Bank, Bajaj Finserv, IDFC, IIFL, Clix, Paysense, DMI, CITI Bank, Tata Capital, IndusInd Bank, Ratnakar Bank limited, Capital First Limited, Fullerton, Aditya Birla Finance Limited, Axis Bank, Cashe, Credit Sudhaar, etc.
Personal Loan Eligibility
Age - 21 years - 65 years
Employment Type - Salaried/Self-Employed
Minimum Net Income (monthly) - ₹15,000
Work Experience - Salaried or Self-Employed
Tenure: 3 to 60 months
Interest Rate ranging from 10.75% to 35% depending on customer’s credit and risk profile
Processing fee upto 5%
With a representative 10.75% APR based, on borrowing ₹ 10 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 21,618 which can be paid within a tenure of 12-60 months.
*Please note the processing fee can vary from 2.5% - 5%. The figures provided are indicative and subject to change from time.
With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak, CITI Bank, RBL, and Yes Bank.
Chhota Loan/Micro Loan
Get instant small loans up to ₹2 lacs at EMI’s as low as ₹1400. The process to apply for a Chhota Loan or microloan is simple, paperless and hassle-free. In fact, the amount approved is transferred to your bank account within 48 hours.
The Spend Analysis feature on IndiaLends can help you easily track and manage your daily spends. The extended feature also helps you to set a reminder to never miss an EMI and manage your bills better.
The simple and handy loan EMI calculator lets you easily calculate EMIs in the most simple way. All you need to do is enter the loan amount, interest rate, and loan tenure and you will know the convenient and easy EMIs basis the inputs entered.
Choose the IndiaLends for the best personal loans and credit cards offers. Download IndiaLends App now and get free credit report!
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