Melomerito: easily save your current installment debts and allow you to:
- to control and program the debt exposure through the automatic calculation of the debt ratios;
- to set an installment / income parameter and calculate your sustainable installment at any time;
- to view the current residual debt and obtain with a click the amortization plans (French) for all your debts;
- to assess the impact of a new contracted debt or the extinction of an ongoing debt on a forecast basis;
Calculator: calculates the sustainable installment, calculates the amortization plan, calculates the installment and calculates the rate, comparing it with the average rates and usury thresholds in force.
Installments suspension: enter the details of a loan, the job position and the event of temporary difficulty, the app checks for you the possibility of requesting the suspension of the installments. It is possible to request a dedicated consultation.
Credit negativity: enter the number of late payments in the installments of a loan and the date of any regularization, the app will calculate the expected date for the cancellation of the negativity according to the rules of the new code of ethics for SIC.