3.8
17T reviews
10L+
Downloads
Content rating
Everyone
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About this app

Central Bank Of India offers Unified Payment Interface (UPI) application for the customers to register with the bank and link their accounts of other banks as well. Customer shall be able to Pay and initiated collect money requests to their beneficiaries. Payment Address is an abstract form to represent and identify the account details, and account details remain confidential. By adding accounts of different banks, customer can manage the account in single application.

The key aspects of the Unified Payments Interface are:

a) The Unified Payments Interface permits payments via mobile app etc.
b) The payments can be both sender (payer) and receiver (payee) initiated.
c) The payments are carried out in a secure manner aligned with the extant RBI guidelines.
d) The payments can be done using Virtual Address, Account Number & Indian Financial System code (IFSC), Mobile Number & MMID (Mobile Money Identifier).
e) The payment uses 1-click 2-factor authentication, Biometric Authentication and use of payer’s smartphone for secure credential capture etc. are other unique features.
Following are the transaction supported by Cent UPI
 User profile registration
 Payment address creation
 Addition of Bank accounts
 UPI Mandates
 UPI transaction PIN generation
 Pay request using (Virtual Payment Address,Account+IFSC and
Mobile+MMID )
 Collect request (Using Virtual Payment Address)
 Collect request approval
 Transaction history
 Raise complaints
 Manage Payee
What are the requirements for using UPI?
You should have following:
 An smartphone with internet services
 An operative bank account
 The mobile number being registered with UPI, must be linked to the bank account.
 Active debit card relating to selected account for creating mPIN.
Updated on
29-Nov-2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted
3.8
17T reviews
Hrishikesh Sahu
15 November 2022
Unable to view past transactions, no option to select the view date and transactions disappear after some time. I was loving this app till now but Its a nightmare now so please please fix this.
4 people found this review helpful
Rohit Taitwal
13 November 2022
This app crash and hang in middle of transaction. My money god deducted but haven't updated from receivers end. Now I have to clean up this mess. Can't rely on this app
11 people found this review helpful
gautam mishal
24 October 2022
Recent transactions frame not showing in app.... My money got deducted early in the morning when i got up and Bank said it's UPI transaction and I'll get details in app but that frame just vanished from my app.
29 people found this review helpful

What's new

- UDIR
- Self Transfer
- New UI/UX Enhancements.
- Security Enhancements.
- Bug fixes and Improvements.