BudgetBuddy: Expense Tracker

50+
Downloads
Content rating
Everyone
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About this app

Take control of your money with BudgetBuddy, the smart budget tracker and expense manager built for India. Whether you're tracking daily chai expenses, planning for a big purchase, or paying off an EMI — BudgetBuddy keeps your finances clear, simple, and under control.

★ TRACK EVERY RUPEE
Record income and expenses in seconds. Organise your spending by category — Food, Transport, Shopping, Bills, Health, and more. View a full monthly breakdown with income vs expense charts to see exactly where your money goes.

★ SET BUDGETS, STAY ON TRACK
Create monthly budgets for each category and get notified before you overspend. The visual progress bar shows your budget health at a glance — green when you're safe, orange when you're close, red when you've exceeded it.

★ LOAN & EMI TRACKER
Add any loan — home loan, car loan, personal loan, or credit card — and BudgetBuddy auto-calculates your monthly EMI using the standard formula. Track every payment made, watch your remaining balance shrink, and know your exact payoff date.

★ NET WORTH DASHBOARD
Get a clear picture of your financial health. Add all your assets — savings accounts, fixed deposits, investments, and property — alongside your liabilities. BudgetBuddy shows your real-time net worth as a single number, updated instantly as you add entries.

★ SAVINGS GOALS
Set goals for anything — a vacation, a new phone, an emergency fund. Track your progress with a visual progress bar and monthly contribution calculator. BudgetBuddy tells you exactly how much to save each month to hit your goal on time.

★ RECURRING TRANSACTIONS
Set up auto-logging for monthly rent, subscriptions, EMIs, and utility bills. Never forget a recurring expense again. Pause or delete any recurring entry at any time.

★ SMART SUBSCRIPTION DETECTION
BudgetBuddy automatically scans your transaction history and flags repeated expenses that look like active subscriptions — so nothing goes unnoticed.

★ SPEND FORECAST
See where you're headed before the month ends. BudgetBuddy predicts your month-end spending per category using your daily average, with clear on-track, near-limit, and over-budget indicators.

★ ANNUAL BUDGET PLANNER
Zoom out and see your full financial year. A grouped bar chart compares income and expenses across all 12 months, with a month-by-month savings summary. Navigate between years to review your progress over time.

★ GROUP EXPENSE SPLITTER
Planning a trip or splitting bills with friends? Create a group, add shared expenses, and BudgetBuddy automatically calculates who owes what to whom with the least number of transactions.

★ FINANCIAL HEALTH SCORE
Get a personalised score out of 100 based on your savings rate, budget adherence, expense-to-income ratio, and goal progress. Track your financial health improving over time.

★ SPENDING CHALLENGES
Take on built-in money-saving challenges — no-spend weeks, category limits, savings streaks — and earn points as you hit milestones.

★ WORKS FULLY OFFLINE
All your data stays on your device. No account required, no cloud sync, no data shared with third parties. BudgetBuddy works completely offline.

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WHY BUDGETBUDDY?

✔ Built specifically for India — rupee formatting, Indian number system (K, L, Cr)
✔ No ads, no paywalls on core features
✔ Simple enough for first-time budgeters, powerful enough for power users
✔ Beautiful charts and visual breakdowns — not just numbers
✔ Regular updates with new features based on user feedback

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PERFECT FOR:
— Salaried professionals managing monthly budgets
— Families tracking household expenses
— Students managing a tight budget
— Anyone paying EMIs who wants clarity on their debt
— People building their first savings habit

Download BudgetBuddy free today and start your journey to financial freedom.

#budgettracker #expensetracker #moneymanager #personalfinance #savingsapp #EMIcalculator #loantracker #budgetplanner #financialplanning #IndiaFinance
Updated on
Mar 18, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

What’s new

Big Update: All-New Experience!

Fully redesigned UI for a cleaner, more intuitive look

Rebuilt key features to be faster and more reliable

Simplified money tracking and better insights into your finances

Improved app speed and stability