Instant Mudra : Personal Loan

Chintamani Finlease Limited

About this app

Instant Mudra – Personal Loan App

"Our Principle is Building Good Relationships."

Instant Mudra is a digital lending platform that helps eligible salaried individuals in India apply for personal loans through a simple and secure online process. The app allows users to complete the application digitally, upload the required documents, and track their loan application from anywhere, without visiting a branch.

Our goal is to provide a smooth borrowing experience with transparent loan information and a fully digital application process.

Key Features
Loan amount from ₹3,000 to ₹30,000
100% digital loan application
Quick eligibility verification
Secure document upload
Fast application review
Direct bank transfer after loan approval
Simple and user-friendly interface
Safe and encrypted data handling
Eligibility Criteria

To apply through Instant Mudra, applicants should:

Be an Indian citizen
Be 21 years of age or above
Have a minimum monthly salary of ₹25,000
Have an active bank account
Have a valid mobile number

Loan approval is subject to eligibility verification and the lending partner's credit assessment.

Documents Required

Applicants may be required to submit:

Selfie photograph
Aadhaar Card
PAN Card
Last 3 months' salary slips
Last 6 months' salary bank statement
Employee ID card or employment proof

Additional documents may be requested during verification.

How It Works
Download and install the Instant Mudra app.
Register using your mobile number.
Complete your profile and submit the required documents.
Check your eligibility.
If approved, review and accept the loan offer.
The approved loan amount is transferred directly to your registered bank account.
Loan Details

Loan Amount: ₹3,000 – ₹30,000

Loan Tenure:

Minimum: 3 months
Maximum: 24 months

Maximum Annual Percentage Rate (APR): 23% per annum

Processing Fee: Applicable as per the loan agreement.

No hidden charges. All applicable charges are disclosed before loan acceptance.

Representative Loan Example
Loan Amount: ₹30,000
Interest Rate: 23% per annum
Loan Tenure: 12 months
Processing Fee: ₹750
Monthly EMI: ₹3,075
Total Repayment Amount: ₹36,900

The above example is for illustration purposes only. Actual loan amount, tenure, interest rate, fees, and repayment schedule may vary depending on eligibility and the lending partner's assessment.

Lending Partner

Chintamani Finlease Ltd

216, Ansal Vikas Deep Building,
Laxmi Nagar District Centre,
Near Nirman Vihar Metro Station,
Delhi – 110092

Disclaimer

Instant Mudra is a digital loan facilitation platform. Loan approval, interest rates, tenure, fees, and disbursement are determined solely by the lending partner after evaluating the applicant's eligibility and credit profile. Submitting an application through the app does not guarantee loan approval.

What’s new

bank detail verification by user