“COVID-19″ refers to the Coronavirus disease (COVID-19) is an infectious disease caused by the SARS-CoV-2 virus and/or as per latest definition defined by the World HealthOrganization (WHO) and/or the latest definition defined by Ministry of Health of the Lao PDR .
“Illness” means the infection of the COVID-19 only in this Insurance policy.
“Benefit” shall mean the benefits specified in the Schedule of Benefits shown in Certificate of Insurance.
“Hospital” shall mean the hospitals, clinic, or any treatment centers authorized and appointed by the Ministry of Health of the Lao PDR to provide hospital services and/or treatments for the patient who is diagnosed to be infected by the COVID-19.