e-PACS Mobile

DIT, NABARD

About this app

ePACS Mobile is the official mobile application of the ePACS ERP platform, developed under the Government of India’s initiative to digitize Primary Agricultural Credit Societies (PACS). It empowers PACS members to access essential financial services and warehousing services anytime, anywhere—ensuring transparency, convenience, and operational efficiency.
Built as a view system, ePACS Mobile provides streamlined access to membership details, savings account balances, term deposit summaries, loan EMIs, sales and purchases—without any direct transaction functionality. Designed specifically for rural India, this app bridges the digital divide in cooperative banking and agriculture.
Membership View – Access Admission Number, KYC status, share capital ledger, and land ownership details (for A-Class members).
Savings Accounts – View Savings account, Current account, and Thrift Deposit account balances, nominee details, and complete ledger history.
Fixed/Recurring – Track deposit amounts, interest schedules, maturity dates, and interest earned—FD and RD.
Loans – Monitor loan balances, EMI schedules, payment history, and overdue penalty calculations (KCC, MT, LT loans supported).