Now Bank: Crédito y Ahorro

INVEX Grupo Financiero

About this app

Enjoy the benefits of Now Bank
Now you can get your Now Credit Card, without annuity or hidden costs, with access to Interest-Free Months in thousands of merchants and exclusive Mastercard benefits, regardless of your credit history.
• Line of credit up to $100,000 MXN
• Up to 48 days to pay without interest
• Welcome wallet

If you prefer a 100% digital account, open your Now Debit Account, backed by the IPAB (up to 400,000 UDIs or approximately $3,300,000 MXN). Get your Digital Card instantly for online purchases and receive your Physical Card at no shipping cost.

With Now Bank, you access:
• Now Paid Account, with a return of 8.5% per year, without maximum amounts and with daily earnings that are paid on business days, available 24/7 from $50 MXN
• Your money protected by the IPAB, a guarantee that fintech companies do not offer
• Immediate SPEI transfers
• Purchase online with your Digital Card and in stores with your Physical Card
• Payment for more than 25 services, including CFE, Telmex, TotalPlay
• Withdrawals at OXXO, Soriana, Walmart and more than 100,000 points in Mexico
• INVEX Credit Card Payment
• Full control of your Now Cards from the app

Without procedures or lines. Download Now Bank and join the neobank of now. Register in just 3 minutes with your INE.

Frequently Asked Questions

Now is it a bank?
Now is an INVEX neobank that combines the security of a bank with the flexibility of a fintech, all 100% digital and backed by the IPAB.

How do I open my Now Account?
You only need your INE, email, cell phone and Internet connection. In minutes you will have your Digital Card ready to buy online.

Do you have a deposit limit?
Our Now Debit Account allows up to $20,000 MXN per month (3,000 UDIs). Do you need more? Level up with your INE and proof of address for unlimited deposits.

How do I make transfers or deposits?
Transfer at no cost via SPEI or deposit in OXXO with your Now Debit Card number.

What is the Annual Interest Rate on the Now Account?
The annual interest rate is 8.5% on your Now Account balance.

What is the minimum and maximum balance to obtain returns?
To generate returns, you need a minimum balance of $50 MXN at the end of each day, with no maximum limit.

When are my returns reflected?
Returns are updated the next business day, calculated on the overdue balance.

When can I have my money?
At Now, your money is always available. There are no fixed deadlines, you can use it 24/7, 365 days a year.

Will the rate of return change?
For now, the rate of return is 8.5%. If it changes, we will notify you through our official channels such as email and social media.

What is Total Annual Profit (GAT)?
• Nominal GAT represents the return before taxes.
• The Real GAT is calculated based on the expected inflation for the next 12 months.
• The rate may vary depending on the balance in your Now Account and market conditions.

Ratings and reviews

it tells me im not in there zone i thought they mailed the card not take it to you. Also i have sent all my documents 3 times now and the app tells me to send them again. no i think 3 times is enough fix the problem

Does not allow me to open up app via fingerprint or password. Card is declined and I've already transfered money to the account. It's a scam!

yet another bank but only for Mexican citizens

What’s new

Novedades en Now Bank: Más beneficios para ti
Tu dinero crece sin límites con la Cuenta Now con rendimientos, sin montos máximos y con intereses que se pagan cada día hábil. Haz que tu dinero trabaje para ti, sin esfuerzo.
Más mejoras que notarás desde hoy:
Mayor precisión al encender o apagar tus tarjetas: ahora verás siempre su estatus real.
Privacidad reforzada: el ocultamiento de saldos se mantiene incluso al volver a iniciar sesión.
Actualiza Now Bank y disfruta de estas mejoras.