GET A FREE CREDIT REPORT, AND CHECK YOUR SCORE.
Track Outstanding on Your Loans & Cards.
Analyze Options to Save Money on Existing Loans & Cards.
Compare and Apply for Most Suitable Loans & Balance Transfer Offers.
Use iServefinancial Market App to:
→ FREE Credit Report and Score for Free
→ Recommendations for improving your score
→ Evaluate how to save on your existing loans and cards
→ Personalised loan recommendations and offers based on credit score/information provided by the customer.
→ Check Loan Eligibility for Personal Loan, Home Loan, Loan Against Property, Unsecured Business Loan, Gold Loan, etc.
✅ Personal Loan
✅Loan Amount: ₹30,000 to ₹5,00,000
✅Loan Tenure/Repayment Tenure: 3 months to maximum of 5 years
✅Minimum Annual Percentage Rates(APR): 9.5% annually reducing
✅Maximum Annual percentage rate (APR): 34% annually reducing
✅Processing Fees 1 to 4%+GST
•Example of interest calculation (Representative example)
Loan Amount: Rs 5,00,000
Repayment Tenure: 36 Months
Interest Rate: 11.25% (on Reducing Principal Balance interest calculation)
EMI Amount: Rs 16,429
Total Interest Payable: Rs 16,429 x 36 months - Rs 5,00,000 interest = Rs 91,430
Processing Fees + Documentation Charges (incl. GST): Rs 3,894
Disbursed Loan Amount: Rs 5,00,000 - Rs 3,894 = Rs 4,96106
Total Amount Payable: Rs 16,429 x 36 months = Rs 5,91,430
•Only Indian residents can apply for a personal loan
•Salaried NRIs with a Guarantor/Co-Applicant residing in India can apply with selective lenders.
•Min Age - for salaried 21 years & for self-employed 23 years
•Max Age - 65 years
•Min Income - Rs. 15000/month
•Min Working experience - salaried 1 year and self-employed business owner 3 years.
Please note the T&C mentioned above for all services is indicative and subject to change based on lender/s policy, market rates, and or other conditions. Sanctioning of loans is the sole discretion of Lenders (Banks, NBFCs, and Fintech Lender)
CreditScore: Best Loan Offers (ISERVE FINANCIAL PRIVATE LIMITED) is an Official Vendor / Referral Partner for Personal loan / Credit Line Products of the following RBI Approved Bank: IDFC FIRST BANK (idfcfirstbank).
Check list of active vendors from below link (S No.776: ISERVE FINANCIAL PRIVATE LIMITED):
✅ FREE Credit Report
•iServefinancial is partnering with Equifax to offer its user Credit report and score.
•Checking your CIBIL Score frequently on the iServefinancial Market App won’t impact your Credit Score.
•Monitor your Repayment Status of outstanding loans.
•Information provided by a user must be accurate to access an error-free credit report.
iServefinancial is started in Pune in 2014, currently partnering with 50+ lenders to offer loans and cards across 200 plus cities of the country.
Lending Partners- includes all the major lenders of India.
Requirements to Use iServefinancial Market App
→Register by giving the correct mobile number as used for Aadhaar and Pan Card
→Provide personal details as per the KYC documents including address, Pan Number, Aadhaar number, etc.
→Provide correct financial information
→Acceptance for all the T&C of using App.