Free Credit Report, Best Loan Offers

Track Outstanding on Your Loans & Cards.
Analyze Options to Save Money on Existing Loans & Cards.
Compare and Apply for Most Suitable Loans & Balance Transfer Offers.

Use iServefinancial Market App to:
→ FREE Credit Report and Score for Free
→ Recommendations for improving your score
→ Evaluate how to save on your existing loans and cards
→ Personalised loan recommendations and offers based on credit score/information provided by the customer.
→ Check Loan Eligibility for Personal Loan, Home Loan, Loan Against Property, Unsecured Business Loan, Gold Loan etc.
→ Check Loan EMI

✅ FREE Credit Report
•iServefinancial is partnering with Equifax to offer its user Credit report and score.
•Checking your CIBIL Score frequently on the iServefinancial Market App won’t impact your Credit Score.
•Monitor your Repayment Status of outstanding loans.
•Information provided by a user must be accurate to access an error-free credit report.

✅ Personal Loan
Features →
•Interest Rates - From minimum 10.50% to maximum 28% annual interest rate (APR) (Depends on the lender)
•Example of interest calculation (Representative example)
a.If a loan applicant is borrowing a loan amount of Rs 1 Lakhs with an APR of 11.25 percent and tenure of 4 years, then monthly EMI for the borrower is Rs 2597 and the total amount with interest comes to Rs 1,24,642.
b.Consider a salaried borrower avails a personal loan of Rs. 1,00,000 with an interest rate of 14 percent per annum with a processing fee of Rs. 2250 for a tenure of 60 months, then the total interest payable will be Rs. 39, 609/- only and EMI will work out to Rs. 2,326 per month.

•Tenure - 1 year to 7 years depending on the age of the applicant
•Loan Amount - up to Rs. 75 Lakhs
•Processing fees - 1% to 4.50% +GST
•Pre-payment/early closure or Part-payment of loan allowed after clearance of 12 EMIs(lender may charge penalty).
•Personal loan can be used for one or multiple purposes including medical expenses, higher education, family wedding, house renovation, buying furniture/car/bike, etc., or others.

Eligibility →
•Only Indian residents can apply for a personal loan
•Salaried NRIs with a Guarantor/Co-Applicant residing in India can apply with selective lenders.
•Min Age - for salaried 21 years & for self-employed 23 years
•Max Age - 65 years
•Min Income - Rs. 15000/month
•Min Working experience - salaried 1 year and self-employed business owner 3 years.

Please note the T&C mentioned above for all services are indicative and subject to change based on lender/s policy, market rates, and or other conditions. Sanctioning of loan is the sole discretion of Lenders (Banks, NBFCs, and Fintech Lender)

Loan Sanction is subject to applicant/s meeting eligibility criteria; valuation of the property and credit & risk profile of applicant/s. Loan approval is at the sole discretion of lenders.

iServefinancial.Com, is a Personal Finance Platform focused on empowering and serving millennials to take a well-informed decision while buying a financial product.

iServefinancial is started in Pune in 2014, currently partnering with 50+ lenders to offer loans and cards across 200 plus cities of the country.
Lending Partners- includes all the major lenders of the India.

Requirements to Use iServefinancial Market App
→Register by giving the correct mobile number as used for Aadhaar and Pan Card
→Provide personal details as per the KYC documents including address, Pan Number, Aadhaar number, etc.
→Provide correct financial information
→Acceptance for all the T&C of using App.
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Additional Information

December 29, 2021
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
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