Money Loom – Budget Tracker

ithinuc

About this app

📄 Want to know exactly how much you can spend TODAY without ending up in the red — and how much you're saving if you keep the pace?
Activate the Anti-Overdraft Shield and instantly see how much you can safely spend each day after your fixed expenses. Add a savings goal, and Money Loom recalculates your daily budget in real time to help you stay on track
🛡️ READY IN 30 SECONDS
Enter your income
Enter your fixed expenses (rent, subscriptions…)
Get your safe daily budget
No more guessing. No more nasty surprises at the end of the month. Just one clear number: what you can safely spend
🔒 YOUR FINANCES STAY PRIVATE
✅ What stays on your phone:
Your amounts (income, expenses, balances)
Your store names, direct debits, transfers
The phone number used for SMS summaries
Your entire financial history
📊 What helps us improve the app (anonymized):
Usage statistics (e.g. "the guide was opened 10 times")
No amounts, no names, no personal data
No bank connection. No account required. No data sold
🎯 A SAVINGS GOAL THAT ACTUALLY DRIVES YOUR BUDGET
No more goal sitting idle in the background: once activated, it replaces your estimated daily with the progress bar to your new target daily budget. Money Loom calculates in real time what you'll save by the end of the month if you stick to the pace
✉️ ENVELOPE BUDGETING, DIGITIZED
Split your budget into envelopes (groceries, leisure, gas…) and keep an eye on what's left in each one. A proven method, without the paper envelopes
📈 COMPARE YOUR MONTHS
Your charts no longer just show a static breakdown: they compare your spending month over month, category by category, so you can spot what's slipping at a glance
🔥 STAY MOTIVATED WITH THE STREAK
The app tracks your consistency day after day. Every day you open Money Loom, your counter goes up. Hit 7, 14, 30 days and stay on top of your finances
🎯 HOW IT WORKS
Log your expenses throughout the month (groceries, gas, leisure…)
The shield updates in real time
Your daily budget adjusts based on your spending and your savings goal
Track your consistency with the streak
It's intentionally manual. Why? Because apps that connect to your bank read your data. We don't need to see it — it's not ours to see
🔐 AN HONEST COMPARISON
❌ Typical banking apps:
Read your bank accounts
€9.99/month subscription
Account required
Unusable without internet
15-minute onboarding
✅ Money Loom:
No bank connection
100% free
Nothing to set up
100% offline for your finances
Ready in 30 seconds
📊 KEY FEATURES
🛡️ Anti-Overdraft Shield: your safe daily budget
💰 Money left to spend, the moment you open the app
🎯 Modular savings goal, driven by your daily budget
✉️ Envelope method to split your budget by category
📱 Quick entry by category (groceries, gas…)
✅ Payments to confirm (never miss them)
📨 Mini budget summary to send it to your loved ones by SMS
📈 Month-over-month spending comparison charts
📋 Full monthly summary (income, expenses, balance)
🔍 Search through your expenses
💾 CSV export (Excel, LibreOffice)
📥 CSV import
🏠 Home screen widget
🌙 Light and dark theme
🔥 Streak tracking to stay motivated
📖 Built-in guide so you're never lost
📱 Works from Android 6 and later
💡 WHO IS MONEY LOOM FOR?
You don't want apps reading your banking data
You're tired of apps that make you feel guilty
You want a tool that reassures you, not one that stresses you out
You want to take back control of your finances in 30 seconds
You value transparency
📶 100% OFFLINE FOR YOUR FINANCES
On the subway, while traveling, or with no signal, your budget is always available
🧭 JUST GETTING STARTED?
A guide is included. Follow the guide, then use the app your way.
📦 FREE
All features. No subscription. No premium version. No hidden limits
👇 Download Money Loom
Your budget. Your data. Your peace of mind