Ryke

IT Smart Systems

About this app

Ryke is the first application in Romania addressed to individual consumers, developed by a fintech based on innovative Open Banking concepts. You see, Ryke is the best personal financial consultant! Right on your mobile phone, and soon on your smartwatch (on your wrist, with you anytime). This application will help you optimize your financial situation (monthly savings or consumption compartments), giving you personalized financial reports, based on your own spending habits.

Thus, Ryke gives you an overview of the transactions made during the month, based on which you will be able to easily observe the trends and peculiarities of your financial behavior; you will see, concretely, where and when you spend the most (or more than you want) and other information that you consider useful.

Ryke also includes RykePay, a module with which you can easily pay a utility bill. All you have to do for this is save your account from which you want to pay the invoice and then, whenever you need, scan the barcode on the invoice. It should be mentioned that RykePay uses innovative payment through Open Banking, being supported by SmartPay, the first online payment method through Open Banking authorized by the National Bank of Romania.

It is also good to know that we plan to integrate other concepts in the area of ​​Open Banking, as they will be authorized in Romania, so as to offer you an experience as automated and increasingly evolved.

Ryke helps you make the best financial decisions and adopt sustainable financial behavior. Be an early adopter! You will become your best version with Ryke!