ivy Credit

IVY CRED LIMITED

About this app

Ivy Credit APP: Your Reliable Loan Partner in Nigeria

Need quick cash?
Ivy Credit APP is your go-to loan app for fast, convenient, and reliable financial assistance in Nigeria. We offer a simple and secure platform to access loans quickly and easily, whenever you need them.

Key Features:
1,Fast & Easy Application: Apply for a loan in minutes with our user-friendly app.
2.Flexible Loan Amounts & Terms: Choose loan amounts and repayment terms that suit your needs and budget.
3.Instant Approval (Subject to Eligibility): Get quick decisions on your loan application.
4.Secure & Reliable: Your data is protected with advanced security measures.
5.Transparent Process: No hidden fees or surprises. We believe in clear and honest communication.
6.24/7 Availability: Apply for a loan anytime, anywhere.

Why Choose Ivy Credit APP?
1.Convenience: Access funds directly to your mobile money or bank account.
2.Speed: Get quick access to funds when you need them most.
3.Simplicity: Our application process is straightforward and easy to navigate.
4.Trust: We are committed to providing a reliable and secure lending platform.

Loan Information:
1.Loan Amount: [Insert Minimum - Maximum Loan Amount , ₦5,000 - ₦300,000]
2.Loan Term: [Insert Minimum - Maximum Loan Term, 91 days - 365 days]
3.Maximum interest Rate (APR): [Insert APR Range10% - 36% per annum]. The actual APR may vary depending on the borrower's creditworthiness and other factors

Example: For a loan of ₦100,00 with a 12-month repayment period and a 20% APR, the total repayment would be ₦120,00.
Example Details
- Loan amount：₦100,00
- Loan term：365 days
- Annual interest rate: 20%
- Interest: ₦100,00 *20% = ₦20,00
- Total repayment amount : ₦100,00 + ₦20,00 = ₦120,00

Eligibility:
1.Be a Nigerian resident
2.Have a valid BVN
3.Have an active bank account or mobile money account
4.Be within a specific age range (18-55 years old)

How to Apply:
1.Download the Ivy Credit APP app.
2.Create an account.
3.Fill out the application form.
4.Submit your application.
Receive your loan (subject to approval).

Contact Us:
We're always here to help! If you have any questions or feedback, please contact us at:
Email: [e-mail]

Policy Link:

https://ivycred.vip/html/privacy.html

Ratings and reviews

Very unfair and deceptive loan app. I applied for ₦10,000 but was only given ₦6,500 after hidden charges. When I couldn’t meet the deadline, we agreed that if I paid ₦6,000, the remaining balance would be cleared. I made the payment as agreed, but my account is still showing overdue and an outstanding balance. I contacted their support and provided proof, but they read my message and ignored me. This app is not trustworthy. Be very careful before using it.

This is perhaps the worst loan app. 30k was shown for disbursement with 1,100 interest. Only for me to get 19,000 as loan, while 10,000 service charge was deducted along with 1,100 interest. Where is this done. I want to return the money but there are no avenues. Am going to the NDIC . I have screen shots of the transactions. Take your money back or I won't pay. Stop taking us for a ride. You're a bunch of cheats. Why hide the details until the payment was done.

This loan app is a complete scam and people need to be warned. They advertised that I was eligible for a ₦300,000 loan. I followed their link and downloaded the app. Immediately, the amount dropped to ₦30,000. I continued just to see how it works. After filling in my details, they reduced it again to ₦4,000 with a repayment of ₦4,280 in just 6 days. But here is the real shocker: after I accepted, they only credited me ₦2,480, while still expecting me to repay ₦4,280.