LoanAdvisor – EMI Calculator

JDEEP APP STUDIO

About this app

LoanAdvisor is a powerful offline loan calculator and tracker for home loans, personal loans, car loans, and more. No ads. No account. No internet needed.

Calculate any loan value
Enter any 3 of Principal, EMI, Tenure, or Annual Rate — LoanAdvisor instantly calculates the missing fourth value. Whether you want to know your EMI before taking a loan, or figure out what loan you can afford with a fixed EMI budget, LoanAdvisor handles it all.

See the true cost of your loan
Know the exact total interest you will pay over the life of the loan before you sign. Compare different tenures and rates to find the best deal.

Track your existing loan with part payments
Already running a home loan or personal loan? Enter your loan details and first EMI date, and LoanAdvisor calculates exactly what you have paid so far — principal, interest, and EMIs — and what still remains.

Add any part prepayments you have made and instantly see the impact: how many months you saved, how your EMI changes, and how much interest you avoided paying.

"What if I pay extra today?"
LoanAdvisor's live part payment calculator lets you enter any extra amount and instantly shows whether it is better to reduce your tenure or revise your EMI — along with the exact interest saving for each option.

Combined EMI schedule for multiple loans
Managing a home loan and a personal loan at the same time? Save both loans and generate a single combined EMI statement showing all upcoming payments in one place. Export it as a PDF to keep for your records.

Full payment schedule with PDF export
View the complete month-by-month amortization schedule for any loan — opening balance, EMI, interest component, principal component, and closing balance. Export the entire schedule as a PDF directly from the app.

EMI reminders
Never miss a payment. LoanAdvisor sends you a notification 3 days before your EMI due date and again on the due date itself.

Save, load, and share loans
Save multiple loan scenarios on your device and switch between them instantly. Share loan details as text, as a LoanAdvisor attachment (so another user can open the exact same data), or as a summary image to send on WhatsApp.

Indian number format and multi-currency
Supports Indian number formatting (lakhs and crores) as well as international format. Works with INR and all major world currencies.

100% offline — no account, no ads
LoanAdvisor works entirely on your device. No internet connection required. No sign-up, no login, no advertisements.

FEATURES AT A GLANCE


EMI calculator — solve for any unknown (principal / EMI / tenure / rate)
Existing loan tracker with full part payment history
Part payment impact: see interest saved and months reduced
Live "what if I pay today" part payment calculator
Combined multi-loan EMI schedule and statement
Full amortization schedule with PDF export
EMI due date reminders (3 days before + on due date)
Save and load multiple loan scenarios on device
Share as text, LoanAdvisor attachment, or summary image
Indian lakh/crore format plus multi-currency support
100% offline — no ads, no login required

What’s new

Bug fix: planned part payment no longer appears as paid in the loan schedule.

New: plan a part payment on any future date — not just today — and see the projected interest saving.

All date fields now have a calendar picker alongside manual typing.

"To be paid" now shows the last (reduced) EMI next to the regular EMI.

Part payment amount is now validated against the principal remaining on that date.

New on Home screen: choose your preferred date format (DD/MM/YYYY, MM/DD/YYYY or YYYY-MM-DD).