대출노트 - 대출이자 계산기·DSR·상환 관리
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About this app
How much do I pay each month for this loan, and what is the total interest?
Loan Note instantly calculates loan interest, DSR limits, and the effect of early repayment, and manages the remaining principal and repayment date of your current loan.
■ Calculate instantly without the internet
· Perform all calculations on your mobile phone. Results appear instantly upon input without loading.
· You can enter interest rates up to three decimal places, such as 3.609%.
■ Loan Interest Calculator
· Includes equal principal and interest, equal principal, lump sum at maturity, and grace period.
· Monthly repayment amount, total interest, and repayment schedule by installment (monthly/yearly).
· Compare how much interest changes when switching to a different repayment method.
■ DSR Limit Calculator (Reflecting Stress DSR)
· Calculates the maximum amount you can borrow based on your annual income and existing loans.
· Reflects stress rates based on the Seoul Metropolitan Area/Provinces and variable, mixed, or cyclical interest rates.
· Applies calculation methods specific to loan types, such as 5 years for credit loans and interest-only for Jeonse loans.
· Inputs the housing price to calculate the final limit compared with LTV.
· Retrieves new standards without app updates when regulations change.
■ Early Repayment Calculator
· Compares which saves more interest: "shortening the period" or "reducing the monthly repayment amount."
· Calculates the early repayment fee based on the remaining waiver period and calculates the actual amount after deducting the fee. Benefits
■ Manage My Loans
· Mortgages, personal loans, Jeonse loans, and auto installments all in one place
· Automatically calculates the number of installments repaid and the remaining principal simply by entering the execution date
· See this month's repayment schedule, next repayment date, and the interest amount at a glance
· If the variable interest rate changes, it records the rate change and recalculates the remaining schedule
· Record early repayments and reflects them in the subsequent schedule
· Notifications a few days before the repayment date
■ Other Calculators
· Deposit/Savings Interest (Simple Interest · Monthly Compound Interest, General Taxation · Tax Preferential · Tax Exemption)
· Auto Installment, Credit Card Installment Fees, Daily Interest
■ Convenient Features
· Use immediately without registration; loan information is stored only on your mobile phone
· Backup files preserve records even if you change phones
· Share repayment summaries as images
※ Calculation results are for reference only; actual repayment amounts and loan limits may vary depending on the financial institution's agreement and review. Loan Note does not provide or broker loans.
Loan Note instantly calculates loan interest, DSR limits, and the effect of early repayment, and manages the remaining principal and repayment date of your current loan.
■ Calculate instantly without the internet
· Perform all calculations on your mobile phone. Results appear instantly upon input without loading.
· You can enter interest rates up to three decimal places, such as 3.609%.
■ Loan Interest Calculator
· Includes equal principal and interest, equal principal, lump sum at maturity, and grace period.
· Monthly repayment amount, total interest, and repayment schedule by installment (monthly/yearly).
· Compare how much interest changes when switching to a different repayment method.
■ DSR Limit Calculator (Reflecting Stress DSR)
· Calculates the maximum amount you can borrow based on your annual income and existing loans.
· Reflects stress rates based on the Seoul Metropolitan Area/Provinces and variable, mixed, or cyclical interest rates.
· Applies calculation methods specific to loan types, such as 5 years for credit loans and interest-only for Jeonse loans.
· Inputs the housing price to calculate the final limit compared with LTV.
· Retrieves new standards without app updates when regulations change.
■ Early Repayment Calculator
· Compares which saves more interest: "shortening the period" or "reducing the monthly repayment amount."
· Calculates the early repayment fee based on the remaining waiver period and calculates the actual amount after deducting the fee. Benefits
■ Manage My Loans
· Mortgages, personal loans, Jeonse loans, and auto installments all in one place
· Automatically calculates the number of installments repaid and the remaining principal simply by entering the execution date
· See this month's repayment schedule, next repayment date, and the interest amount at a glance
· If the variable interest rate changes, it records the rate change and recalculates the remaining schedule
· Record early repayments and reflects them in the subsequent schedule
· Notifications a few days before the repayment date
■ Other Calculators
· Deposit/Savings Interest (Simple Interest · Monthly Compound Interest, General Taxation · Tax Preferential · Tax Exemption)
· Auto Installment, Credit Card Installment Fees, Daily Interest
■ Convenient Features
· Use immediately without registration; loan information is stored only on your mobile phone
· Backup files preserve records even if you change phones
· Share repayment summaries as images
※ Calculation results are for reference only; actual repayment amounts and loan limits may vary depending on the financial institution's agreement and review. Loan Note does not provide or broker loans.
Instantly calculate loan interest, DSR limits, and early repayments, and manage your loan's remaining principal and repayment dates.
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Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- No data collectedLearn more about how developers declare collection
What’s new
대출노트 첫 버전을 출시합니다.
· 대출 이자 계산기 (원리금균등·원금균등·만기일시, 거치)
· 스트레스 DSR 반영 DSR 한도 계산기, LTV 비교
· 중도상환 계산기 (기간 단축 vs 월 상환액 감소, 수수료)
· 내 대출 관리와 상환일 알림
· 대출 이자 계산기 (원리금균등·원금균등·만기일시, 거치)
· 스트레스 DSR 반영 DSR 한도 계산기, LTV 비교
· 중도상환 계산기 (기간 단축 vs 월 상환액 감소, 수수료)
· 내 대출 관리와 상환일 알림
