US Loan & Mortgage Calculator

Jostech

Contains adsIn-app purchases

About this app

US Loan & Mortgage Calculator – Your US-specific finance toolkit. Compute mortgage and home loan payments, plan refinance deals, and tackle all your debt with one app. This powerful calculator includes:

- Loan/Mortgage Calculator: Enter principal, interest rate, term, taxes/insurance and see your monthly payment, total interest, and full amortization schedule. Supports PMI, varying compounding periods, and extra payments to pay off loans faster.

-Home Affordability: Find how much house you can buy. Input income, debts, down payment and get your max mortgage and monthly payment. Includes property tax and insurance to match US budgets.

-Refinance Calculator: Estimate new payment and interest savings when refinancing. Compare current vs. new mortgage amortization to see total savings.

-HELOC & Extra Payments: Model home equity lines and recurring or one-time extra payments. Instantly view how extra principal cuts months off your mortgage.

-Retirement & Savings: Plan 401(k)/IRA growth with compound interest. Project retirement funds vs. expenses. Track savings goals with charts.

-Debt & Credit: Calculate credit card payoff and total loan interest. Use our built-in budget planner to compare income vs. expenses.

-Tools & Charts: Generate visual amortization and interest breakdown charts. Export schedules or share with family/financial advisor.

This app is made for US homebuyers: we use US taxes, PMI, and amortization rules
, and it works offline with ads. Free core features (upgrade to remove ads).

Download US Loan & Mortgage Calculator to estimate monthly payment, APR, closing costs, and take control of your finances.

This app provides estimates for educational purposes only.

Ratings and reviews

Really good way to visualize info and calculate a mortgage on a possible house purchase. Interface is clean and easy to use.

Works well. Professional setup.

Very well made. The developer has done a nice job on this app.

What’s new

- Fixed PDF export option for Mortgage Calculator
- Fixed Visualization