Ever opened your bank app and wondered “what was this ₹260 for?”
Yaad answers that. The moment you pay, Yaad asks one simple question — what was this for? — and remembers your answer. Your history finally reads like “Weekly vegetables” and “Lent to Aman”, not a wall of merchant names.
Your payment data stays on your phone. No sign-up, no cloud, no account.
✨ WHY YOU’LL LOVE YAAD
📲 Captured automatically
Yaad reads your UPI & bank payment alerts and prompts you the instant you pay — so nothing is forgotten.
👆 One-tap categories
Tag a payment as Food, Groceries, Transport, Bills, Health and more, right from the notification.
✍️ A reason in your own words
“Birthday gift”, “Auto to office”, anything — your note, your language.
🤝 Lent money tracker
Mark what you lent and to whom, then tick it off when you’re paid back.
📊 Monthly insights
See where your money actually went with a clean donut or bar breakdown — switch the view to your taste.
🔍 Search everything
Find any past payment by reason, merchant or amount in seconds.
🌙 Dark mode
Easy on the eyes, day or night.
📁 Export to CSV
Take your data anywhere with Yaad Pro.
🔒 BUILT FOR PRIVACY
Yaad works entirely on your device. Your payments, notes and categories never leave your phone — there’s no account to create and nothing synced to a server.
⭐ YAAD PRO
Remove ads and unlock CSV export with a one-time Lifetime purchase or a low-cost Yearly plan. Either one supports an independent developer building Yaad.
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Yaad needs notification access to read your payment alerts — that’s the whole magic. It only looks for payment messages and ignores everything else.
Keywords: expense tracker, UPI tracker, spending tracker, money manager, budget app, expense diary, personal finance, lent money tracker.