카카오뱅크

Contains ads
3.4
53.1K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Financial innovation that you encounter more easily and more often in your daily life
1st financial sector bank Kakao Bank

■ redesigned bank
• 365 days a year, without visiting a branch, all banking operations on mobile
• Easy account opening in 7 minutes

■ Easy to use
• Account transfer without joint certificate or security card
• Easy remittance to a KakaoTalk friend without knowing the account number (remittance is possible even if the other person is not a Kakao Bank customer)

■ Choose according to your taste
• From the Kakao Friends character design to the luxurious black color, check cards with sophisticated designs
• Customizable account name and color

■ Visible benefits
• Offer competitive interest rates and benefits to anyone without complicated subscription conditions or preferential conditions
• Term deposit that can check increasing interest in real time
• Emergency loan (small negative loan) that 90% of Korean citizens over the age of 19 can apply for

■ 26 weeks savings with Kakao Friends
• Savings from KRW 1,000 each week for 26 weeks
• With the support of Kakao Friends, the expiration date is near!

■ A piggy bank that collects money step by step
• Save effortlessly by choosing the collecting rules you want
• It is usually a cute item, but if you are curious about the exact amount, check it with the peek function

■ Meeting book to use and watch together
• Easily invite KakaoTalk friends as members
• View balance and deposit/withdrawal status with members
• Request membership dues with a witty message card

■ Management of valuable ‘my credit information’
• Check my credit information safely and free in the first financial sector
• Provides notification service and credit information management tips when credit changes occur

■ Overseas remittance with exceptional fee
• Overseas remittance available anytime, anywhere 365 days (send and receive)
• Overseas remittance is possible to over 200 countries around the world through overseas accounts and Western Union (WU)
• Designation of foreign exchange bank and extension service can also be applied on mobile without visiting a branch

■ Affiliate service meeting at Kakao Bank
• You can easily open a stock account at a securities company
• Can apply for affiliate credit cards with Friends characters

■ Exemption of transfer fee and deposit/withdrawal fee
• Waiver of bank transfer and direct debit fees
• Exemption of deposit/withdrawal/transfer fees for all domestic ATMs (banks, affiliated VAN devices)

* ATM/CD machine deposit/withdrawal/transfer fees are subject to change according to future policies. If the policy is changed, we will notify you in advance through the Kakao Bank app and website one month before the implementation.

■ Customer Center operating hours
• Inquiries about deposit/savings, loan, card: 1599-3333 (09:00 ~ 22:00 365 days)
• Jeonse deposit loan, foreign exchange inquiry: 1599-3333 (09:00 ~ 18:00 weekdays)
• Accident Report: 1599-8888 (24 hours 365 days)

■ Chatbot operating hours
• Kakao Talk Plus Friend "Kakao Bank Customer Center" (24 hours 365 days)

■ Permissions and purpose for using the Kakao Bank app
• Telephone (required): Consultation connection, user authentication, and device authentication
• Information in the installed app (required): Prevention of electronic financial transaction accidents
• Camera (optional): ID photo shoot and document submission, video call, profile photo registration
• Location (optional): Prevention of illegal registration and detection of fraudulent transactions
• Save (optional): transfer/transfer/withdrawal confirmation, card sales slip storage

* You can use the service even if you do not agree to the optional access right.
* The access rights of the Kakao Bank app are implemented by dividing them into mandatory and optional rights in response to Android OS 6.0 or later. If you are using an OS version less than 6.0, you cannot selectively grant permission, so it is recommended to check whether the manufacturer of your device provides an operating system upgrade function and update the OS to 6.0 or higher if possible.
Updated on
Nov 27, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted
3.4
53.1K reviews
Thorben Dhaenens
July 26, 2022
Only for Koreans. A big fan of Kakao products but restricting foerigners from opening a bank account with a valid Korean ID is something that should be addressed.
13 people found this review helpful
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Joshua Kim
August 13, 2022
no support for overseas koreans either, identified only as a foreigner and that they cant do anything
8 people found this review helpful
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Kendra Russell
July 7, 2021
This app only allows Korean citizens to use. Even if you have a Korean ID number, it doesn't matter. I find that beyond ridiculous. It should be available to all people who have Korean ID numbers. I wish I were able to write more reviews and bring their ratings down, then maybe they would read the comments and do something about it.
63 people found this review helpful
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What's new

● 개인사업자 모드 출시
- 개인사업자 뱅킹 이용 시, 홈 상단의 프로필을 터치하여 '사장님 홈' 모드로 전환 가능

● 더 풍성해진 오픈뱅킹
- 카카오뱅크 계좌가 없어도, 오픈뱅킹 등록을 통해 편리하게 조회 및 이체 가능
- 홈에서 다른 금융 계좌도 원하는 대로 편집하고, 거래내역도 조회 가능
- 이체 시 받는 계좌에서 등록된 다른 금융 계좌를 편리하게 선택 가능

● mini 티머니 잔액 조회/충전 출시
- 현재 티머니에 남아있는 교통카드 잔액과 이용내역 조회 가능
- 직접 방문하여 충전하거나 별도 앱 설치 없이 카카오뱅크 앱에서 교통카드 충전가능

● 주택담보대출 금리/한도 조회 개선
- 혼합금리/변동금리 중 원하는 조건을 선택하여, 한도와 금리를 비교 가능

● 셀카 OTP 서비스 출시
- 가지고 다니는 OTP 대신, 간단한 셀카 인증으로 큰 금액도 안전하게 이체 가능